Discover it® Miles

Discover it® Miles

on Discover's website, or call (800) 347-0264

Discover it® Miles

Discover it® Miles

Discover it® Miles

on Discover's website, or call (800) 347-0264

Card details

  • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel or to redeem as Cash! The more you earn, the more you get.

  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.

  • Redeem for Travel or Cash. Easily redeem Miles as a statement credit for travel purchases or get cash.

  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.

  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.

  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.

  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5x

  • Bonus offer

    UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel or to redeem as Cash! The more you earn, the more you get.

  • Intro APR

    0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months

  • Ongoing APR

    APR: 11.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

11.99% - 22.99% Variable APR

Rates & Fees

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Intro APR

0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months

Intro APR

10.99% on Balance Transfers for 6 months

Intro APR

0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Ben Luthi

Rating details

4.1

Editor's overall rating

Pros and cons

Pros
  • Rewards can be redeemed for travel or cash back at equal value

  • No annual fee or foreign transaction fee

  • Sign-up bonus

  • Flexible redemption options

Cons
  • No luxury perks

  • Other cards offer higher rewards rates

  • Discover cards not widely accepted outside the U.S.

  • Requires good/excellent credit

If you want a travel credit card, but don't travel enough to justify one with an annual fee, you'll want to take a look at the Discover it® Miles. The card earns a flat 1.5 miles per $1 spent and offers a sign-up bonus you won't find anywhere else: UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel or to redeem as Cash! The more you earn, the more you get.

That's not all for perks. The Discover it® Miles charges no foreign transaction fees and gives you free access to your FICO® credit score. It's also a great choice for a large purchase with its introductory offer of 0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months, and then the ongoing APR of 11.99% - 22.99% Variable APR.

While most top-tier travel credit cards charge an annual fee, this one has a fee of $0. Not bad, considering what you get. For more details about the card, check out our full review.