BankAmericard® credit card

BankAmericard® credit card

on Bank of America's website, or call (800) 322-7707

BankAmericard® credit card

BankAmericard® credit card

BankAmericard® credit card

on Bank of America's website, or call (800) 322-7707

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Card details

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers

  • No annual fee

  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply

  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

  • Contactless Cards - The security of a chip card, with the convenience of a tap

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    No rewards

  • Bonus offer

    None

  • Intro APR

    0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

  • Ongoing APR

    APR: 12.99% - 22.99% Variable APR

  • Balance transfer fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

12.99% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

14.99% - 23.74% Variable APR

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Gregory Karp

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

Cons
  • No rewards

The BankAmericard® credit card is one of the better balance-transfer credit cards on the market: The fee for balance transfers is 3% (with a minimum of $10). Combined with its $0 annual fee and its introductory APR period (see terms), it gives you plenty of breathing room to pay down debt without interest or fees.

(Note: the BankAmericard® credit card is different from the Bank of America® Cash Rewards credit card and the Bank of America® Travel Rewards credit card.)

For more, see our full review of the BankAmericard® credit card