- 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
APR: 14.49% - 24.49% Variable APR
Cash Advance APR: See Terms
- No annual fee
- 0% Intro APR for 15 billing cycles for purchases and balance transfers made within 60 days of account opening
- No rewards
0% on Purchases for 15 billing cycles and 0% on Balance Transfers for 15 billing cycles for balance transfers made in the first 60 days
Not sure which card is best for you?
The BankAmericard® credit card is one of the better balance-transfer credit cards on the market: The fee for balance transfers is 3% (with a minimum of $10). Combined with its $0 annual fee and its introductory APR period (see terms), it gives you plenty of breathing room to pay down debt without interest or fees.
(Note: the BankAmericard® credit card is different from the Bank of America® Cash Rewards credit card and the Bank of America® Travel Rewards credit card.)
For more, see our full review of the BankAmericard® credit card
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