Chase Freedom Unlimited®

Chase Freedom Unlimited®

on Chase's secure website

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Freedom Unlimited®

on Chase's secure website

Card details

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum

  • Unlimited 1.5% cash back on every purchase - it's automatic

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

  • No minimum to redeem for cash back

  • Cash Back rewards do not expire as long as your account is open

  • Free credit score, updated weekly with Credit Journey℠

  • No annual fee

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.50%

  • Bonus offer

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

  • Intro APR

    0% on Purchases and Balance Transfers for 15 months

  • Ongoing Apr

    APR: 16.99% - 25.74% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign Transaction Fee

    3% of each transaction in U.S. dollars

Recommended credit score

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NerdWallet Review

By Claire Tsosie

Rating Details

4.1

Editor's overall rating

Pros and Cons

Pros
  • High rewards rate and no minimum redemption

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • Sign-up bonus

Cons
  • Has foreign transaction fee

  • No bonus rewards categories

  • Requires good/excellent credit

The Chase Freedom Unlimited® earns a flat 1.5% cash back on all purchases, and its annual fee is  $0.

You can redeem rewards for cash back or statement credit, but you can also use them to book travel directly through the Chase Ultimate Rewards® travel portal — or you can transfer your points to other Chase cards with more valuable redemption options.

It makes an ideal partner for the Chase Freedom® and the Chase Sapphire Preferred® Card.

For more information, see NerdWallet’s full review of the Chase Freedom Unlimited®.

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User Reviews

Rating Details

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