Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

on Capital One's website

Loading

Card details

  • Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months

  • Earn unlimited 2X miles on every purchase, every day

  • Miles won't expire for the life of the account and there's no limit to how many you can earn

  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®

  • Redeem on travel—from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs

  • No foreign transaction fees

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    2x

  • Bonus offer

    Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.24% - 24.49% Variable APR

    Cash Advance APR: 24.49%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$95

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

17.24% - 24.49% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Ben Luthi

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Flexible rewards redemption

  • No foreign transaction fee

  • Sign-up bonus

Cons
  • Has annual fee

  • Redemption value for cash is half of value for travel

  • Requires good/excellent credit

HEAR IT FROM NERDS WHO CARRY THE CARD

NerdWallet team members who carry the Capital One Venture Rewards Credit Card love the big sign-up bonus and high ongoing rewards rate:

The Capital One Venture Rewards Credit Card is one of our favorite travel credit cards on the market. It offers rewards of 2 miles for every $1 spent on all purchases, and each mile is worth $0.01 when redeemed for travel. It also provides an impressive sign-up incentive: Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months..

The Capital One Venture Rewards Credit Card has an advantage over most travel credit cards because reward redemption isn't limited to a certain airline or hotel chain. Instead, points are redeemed as statement credits for travel purchases. Plus, it has no foreign transaction fees and a competitive annual fee: $95.

Want more information? Check out the Nerds' full review here.