Benefits of the Capital One Venture

You'll find a generous sign-up bonus, high ongoing rewards, flexible redemption options, plus several travel perks.
Kimberly Palmer
By Kimberly Palmer 
Updated
Edited by Kenley Young
535499082

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The Capital One Venture Rewards Credit Card is a big player in the travel card space: You get rich travel rewards, a big sign-up bonus and flexible redemption options all wrapped into one card.

Capital One Venture Rewards Credit Card
NerdWallet rating 

Here are the card’s benefits:

Spending rewards

1. High ongoing rewards rate

You'll collect miles at a healthy clip by using the card for everyday purchases: Cardholders earn 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel and 2 miles per $1 spent on all other purchases.

2. Sizable sign-up bonus

The Capital One Venture Rewards Credit Card’s sign-up bonus is impressive: Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. The annual fee is $95.

3. Flexible redemption options

You can use your miles, which don’t expire for the life of the account, to fly on any airline or stay at any hotel, and there are no blackout dates. You can also transfer your miles to over a dozen travel loyalty programs. That’s a lot of options for travelers who enjoy flying on different airlines and changing up which hotels they stay in.

Airlines

  • Aeromexico (1:1 ratio).

  • Air Canada (1:1 ratio).

  • Air France-KLM (1:1 ratio).

  • Avianca (1:1 ratio).

  • British Airways (1:1 ratio).

  • Cathay Pacific (1:1 ratio).

  • Emirates (1:1 ratio).

  • Etihad (1:1 ratio).

  • EVA (2:1.5 ratio).

  • Finnair (1:1 ratio).

  • Qantas (1:1 ratio).

  • Singapore Airlines (1:1 ratio).

  • TAP Air Portugal (1:1 ratio).

  • Turkish Airlines (1:1 ratio).

Hotels

  • Accor (2:1 ratio).

  • Choice Privileges Hotels (1:1 ratio).

  • Wyndham Rewards (1:1 ratio).

Travel perks and protections

4. No foreign transaction fees

Because the Capital One Venture Rewards Credit Card doesn't charge this fee, you won't be charged an extra 3% to 5% on transactions when you use the card internationally. (None of Capital One's credit cards charges foreign transaction fees.)

5. TSA PreCheck and Global Entry credit

The Capital One Venture Rewards Credit Card offers up to $100 in credit toward the application fee credit for TSA PreCheck or Global Entry.

6. Rental car insurance coverage

The Capital One Venture Rewards Credit Card offers an auto rental collision damage waiver benefit, meaning that when you rent an eligible vehicle with the card, you may be covered for damage in the event of a collision or theft.

7. Travel accident insurance

When you use the Capital One Venture Rewards Credit Card to buy an entire fare, you'll get automatic insurance for a covered loss.

8. Roadside assistance

If you find yourself in a car-related emergency and need a jump-start, a tow or a tire change, the Capital One Venture Rewards Credit Card offers a service that can find you help.

9. Airport lounge access

Until Dec. 31, 2024, you can get two free visits per year to Capital One Lounges or Plaza Premium Lounges. Capital One is removing this benefit in 2025. Cardholders can also access Capital One Lounges for a discounted rate of $45.

Currently there are Capital One Lounges in Dallas/Fort Worth International Airport, Denver International Airport and Dulles International Airport, outside of Washington, D.C.

Shopping perks and protections

10. Extended warranty

Qualifying items you buy with the Capital One Venture Rewards Credit Card will be eligible for additional warranty protection for free.

11. Virtual card numbers

Through its Eno "intelligent assistant" service, Capital One allows you to generate a virtual number from a checkout page, to keep your actual card number safe and secure.

🤓Nerdy Tip

Capital One also advertises access to Paribus and Wikibuy. The former is a service that works similarly to a price protection benefit, in which you can be refunded the difference if a price drops after you buy it. The latter is an online shopping comparison tool that aims to help you find the best price on an item. Neither Paribus nor Wikibuy, however, requires you to have a Capital One card.

12. Exclusive access

The Capital One Venture Rewards Credit Card offers special access to things like curated culinary experiences, concerts and festivals, and sporting events.

More about the card

Capital One Cards from our Partners
Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
4.7
NerdWallet Rating
Rewards rate

2x-5x

Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

Miles

Intro offer

75,000

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Miles
Capital One® SavorOneSM Cash Rewards Credit Card

on Capital One's website

Capital One SavorOne Cash Rewards Credit Card
5.0
NerdWallet Rating
Rewards rate

1%-10%

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Earn 8% cash back on Capital One Entertainment purchases. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024. Terms apply.

Cashback

Intro offer

$200

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

Capital One Venture X Rewards Credit Card

on Capital One's website

Capital One Venture X Rewards Credit Card
4.9
NerdWallet Rating
Rewards rate

2x-10x

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, Earn unlimited 2X miles on all other purchases.

Miles

Intro offer

75,000

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

Miles
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