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The top credit cards for Canadians

From travel perks to cashback, NerdWallet can help you find the right card for your wallet.

How to Apply for a Credit Card

Before applying, decide what type of credit card you want. Then, consider your credit score, income, and the implications of your application.

What to Know About Your Credit Card Limit

Your card's credit limit is the maximum amount you can charge. It is determined by your credit rating, your income and your payment history.

What Are the Different Types of Credit Cards?

Different types of credit cards come with different requirements, perks, benefits, and fees. Common types include no-fee, rewards, and low-interest cards.

Canada’s 10 Best Cash Back Credit Cards of 2021

Cash back is the most flexible type of credit card reward. NerdWallet Canada compared the best cash-back credit cards to find the best value.

How to Check Your Credit Score and Rebuild Your Credit History

Checking your credit report won’t hurt your credit score. Learn how to check for free in Canada so you can start to rebuild your credit history.

How to Get a Better Credit Score

Want to improve your credit fast? Learn how to get a better credit score by paying bills on time, keeping your credit utilization ratio low, and more.

Understanding the Main Types of Debt

Debt can be divided into several types: secured and unsecured, good and bad. Other types of debt include credit card debt, student loans, medical bills and mortgages.

Overdraft and Overdraft Protection Explained

An overdraft drops your bank account balance below zero and can result in fees and interest. Overdraft protection prevents a non-sufficient funds fee.

How to Use an ATM

Use an ATM to deposit cash and withdraw money with your debit card. Learn where to find ATMs and how to avoid fees when using them.

How to Write a Cheque in 5 Steps

Learn about how to write a cheque, how to use cheques, and alternatives to cheques such as online payments, credit cards, direct deposit and more.

How to Open a Bank Account Online or in Person

You can open an account at a Canadian bank or credit union in person or online. You need to be aged 17 or older and have two forms of identification.

How Much Does It Cost to Build a House?

The average cost to build a house in Canada ranges from $90 to $265 per square foot. Factors that affect cost include location and materials.

What Does a New Home Warranty Cover?

A new home warranty is typically included when buying a pre-construction home. The coverage and provider varies depending on where you live.

How to Buy a New-Build or Pre-Construction House

Thinking of buying a new home? Here’s what you should know before buying a new build or pre-construction directly from the builder in Canada.

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