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Mortgages

Get smart answers to all your mortgage questions. Find out how much house you can afford, see today's mortgage rates, learn how to choose the right lender and more.
Mortgages

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We’ve reviewed Big Banks, brokers, B Lenders and online-only lenders to help you finance your home purchase, refinance or renewal with confidence.

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Mortgage basics

First-time Home Buyer Guide Canada (2026)
Ready to buy your first home? Here’s how to get it done (and do it more affordably). Read more.
Which Type of Mortgage Is Right for You?
Find out which type of mortgage is a fit for your home buying needs. Read more.
How to Choose the Right Mortgage Lender
Here’s what to consider if it's time to find a source for your next mortgage. Read more.
Canada’s Mortgage Stress Test
The mortgage stress test makes home buyers prove they can afford their payments if mortgage rates increase. You can stress test yourself using a mortgage calculator. Read more.
The Best Way to Get a Mortgage in Canada
Boost your chances for the best mortgage rate by prepping your finances and fielding offers from multiple lenders. Read more.
Mortgage Pre-Approval: Why It Matters, How to Get It
Find out all you need to know about this critical step in the home buying process. Read more.
Mortgage Payment Options: How Accelerated Payments Save You Money
Learn the pros and cons of different frequencies: monthly, semi-monthly, bi-weekly, accelerated bi-weekly, weekly and accelerated weekly. Read more.
Down Payments In Canada: How (And How Much) To Save
A 5% down payment is the starting point, but how much you’re required to put down depends on a home’s purchase price. Read more.
Mortgage Renewal In Canada: A Crash Course For Homeowners
Renewing your mortgage is about more than accepting your bank's initial offer. Use your renewal as leverage to lower your interest rate and align your mortgage with your current financial goals. Read more.
Refinancing a Mortgage in Canada
A mortgage refinance can help you tap into home equity and secure better mortgage terms. Find out how — and when — to do it. Read more.
Reverse Mortgages in Canada
If you're 55 or older, a reverse mortgage can give you up to 55% of your current home value in cash, without selling or refinancing. Read more.
HELOC: How a Home Equity Line of Credit Works
A home equity line of credit allows you to borrow money using your home equity as collateral. Read more.