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Top Home Warranties for Plumbing
The right home warranty can help cover costly pipe leaks and water heaters issues. Compare plans to find the coverage that fits your system.
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Plumbing issues that home warranties generally cover
Home warranties typically cover many parts of your home’s plumbing system but only for everyday wear and tear. Each home warranty company chooses what it covers, which may include:
- Leaks in plumbing lines and pipes inside your home.
- Clogged drains or lines that can be accessed with a standard sewer cable.
- Groundwater sump pumps, if permanently installed.
- Valve parts and components.
- Gas and electric water heaters.
- Garbage disposals.
- Shower heads and shower arms.
- Toilet mechanisms, tanks, bowls and wax ring seals.
- Whirlpool and jetted tub motors, pumps and air switch assemblies.
Areas that you may have to pay extra to add coverage for include:
- Pools and built-in spas.
- Plumbing in guest houses.
- Septic system ejector pumps.
- Well pumps.
- Water heaters.
- Complete toilet replacement.
Will my home warranty pay to repair a stopped drain or blocked pipe?
A home warranty typically covers clogged drains and pipes, as long as they occur due to normal wear and tear and can be cleared with a standard sewer cable — generally within 100 feet of the access point.
Who covers the plumbing repair: homeowners insurance or your home warranty?
Whether your plumbing issue is covered by your home warranty or your home insurance depends on what caused the problem. A home warranty is a service contract that repairs issues caused by normal wear and tear. Homeowners insurance covers issues that happen because of unexpected events, such as fire, theft, wind, lightning, smoke, vandalism, riots or falling objects.