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Compare Top FHA Lenders of October 2026

FHA loans typically have lower down payment and more flexible credit score requirements, making them great for first-time buyers or those with fewer savings.

Applied filters: Excellent (760+), Max loan amount: $100,000, State: California

Rocket Mortgage, LLC

Rocket Mortgage, LLC

NMLS#3030

Min. credit score

580

Min. down payment

3.5%

View Ratesat Rocket Mortgage, LLC
First Federal Bank

First Federal Bank

NMLS#408902

Min. credit score

580

Min. down payment

3.5%

View Ratesat First Federal Bank
New American Funding

New American Funding

NMLS#6606

Min. credit score

N/A

Min. down payment

0%

View Ratesat New American Funding
Chase

Chase

NMLS#399798

Min. credit score

620

Min. down payment

3%

View Ratesat Chase
NBKC

NBKC

NMLS#409631

Min. credit score

620

Min. down payment

3.5%

View Ratesat NBKC
Rate

Rate

NMLS#2611

Min. credit score

500

Min. down payment

3.5%

View Ratesat Rate