Today’s 30 year fixed purchase rate

6.39% APR

0.07% 1D
0.49% 90D

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Compare Top Mortgage Lenders of June 2026Reach out to multiple lenders to see how much you can save. It pays to compare your options.
Applied Filters: Excellent (760+), Max loan amount: $100,000, State: California
Rocket Mortgage, LLC
Rocket Mortgage, LLCNMLS#3030
4.5
NerdWallet rating
Min. credit score
620
Min. down payment
3%
Why we like it
Rocket Mortgage is the Goliath of home loans in the U.S. It's the largest mortgage lender by volume, and keeps expanding its reach. Fortunately for borrowers, Rocket is a gentle giant, offering affordable borrowing options including a 1% down payment loan.
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at Rocket Mortgage, LLC
First Federal Bank
First Federal BankNMLS#408902
Min. credit score
620
Min. down payment
3%
Why we like it
First Federal Bank stands out for its competitive APRs and its emphasis on government loans. Most likely to appeal to borrowers shopping for low rates and fees.
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at First Federal Bank
New American Funding
New American FundingNMLS#6606
Min. credit score
N/A
Min. down payment
N/A
Why we like it
New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.
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at New American Funding
NBKC
NBKCNMLS#409631
Min. credit score
620
Min. down payment
3%
Why we like it
NBKC stands out for its attractive interest rates and fees, and is primarily an online lender — though its app does not have mortgage features.
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at NBKC
Veterans United
Veterans UnitedNMLS#1907
Min. credit score
620
Min. down payment
3%
Why we like it
Veterans United originates more VA mortgages than any other lender. With average fees and rates being lower than competitors, it’s a solid pick for veterans and military borrowers.
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at Veterans United
Better
BetterNMLS#330511
Min. credit score
620
Min. down payment
5%
Why we like it
Better stands out for its wide range of mortgage types, including vacation and manufactured home loans. It also provides connections to insurance providers and real estate attorneys. However, the lender does not have a mobile app, and reports higher than average rates and fees than competitors, according to the latest federal data.
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