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Compare Great VA Mortgage Lenders of April 2026If you or your spouse served in the military, these lenders provide programs designed to help whether you're buying a home or refinancing an existing mortgage.
Excellent (760+)
California
Applied Filters: Excellent (760+), Max loan amount: $100,000, State: California
Veterans UnitedNMLS#1907
Why we like it
Veterans United is a top dog in VA lending, originating more VA mortgages than any other lender. Impressive customer service includes free credit counseling and a 24/7 call center.
NBKCNMLS#409631
Why we like it
NBKC stands out for offering low VA rates and origination fees, as well as energy-efficient mortgages.
Rocket Mortgage, LLCNMLS#3030
Why we like it
Rocket Mortgage is the Goliath of home loans in the U.S. It's the largest mortgage lender by volume, and keeps expanding its reach by acquiring other companies. Fortunately for borrowers, Rocket is a gentle giant, offering affordable borrowing options including a 1% down payment loan. Most likely to appeal to borrowers looking for affordable home loan options.
USAANMLS#401058
Why we like it
USAA is among the top five VA loan lenders by volume, though conventional loans are available, too. USAA membership is open only to current and former military and eligible family members.
PenFedNMLS#401822
Why we like it
PenFed Credit Union stands out for its lower-than-average mortgage rates and their VA loan perks: eligible service members and veterans can take advantage of no down payment, no PMI, and competitive interest rates.
Navy FederalNMLS#399807
Why we like it
Navy Federal is known for VA lending, but its flexible VA-like loan options truly stand out. While you don't have to be a current or former servicemember to take advantage of them, you will need a military connection to join the credit union.