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Standout Online Checking Accounts

Bank/institutionNerdWallet ratingMonthly feeAPYBonusLearn more
Capital One 360 Checking
Capital One 360 Checking
Learn moreat Capital One, Member FDIC

5.0/5

$0

0.10%

 
With $0 min. balance for APY

$250

Earn up to $250 with 360 Checking. Terms Apply.
Learn moreat Capital One, Member FDIC
Chase Total Checking®
Chase Total Checking®
Learn moreat Chase, Member FDIC

3.6/5

$15.00

N/A

$400

 
Requirements to qualify
Learn moreat Chase, Member FDIC

Why online checking accounts dominate the list

Some important factors for virtually every bank-shopper are monthly fees, ATM access and interest rates (since they have the biggest impact on your bottom line). And, as it happens, online banks typically offer higher interest rates.

To recap our selections...

NerdWallet's Standout Online Checking Accounts