Travel and gift card redemptions are generally the most valuable ways to redeem points. Points are also transferable and can be worth even more if redeemed strategically after being transferred to other loyalty programs.

For dining enthusiasts who can maximize the credits on this card, it's well worth the annual fee. With a slew of new and updated benefits to enjoy, you have plenty of ways to discover dining like never before:

For dining enthusiasts who can maximize the credits on this card, it's well worth the annual fee. With a slew of new and updated benefits to enjoy, you have plenty of ways to discover dining like never before:

The American Express® Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last.

The American Express® Gold Card now comes in a Limited Edition White Gold design, available while supplies last.

4X Membership Rewards (R) points at restaurants, on up to $50,000 in purchases annually. Any spend above $50,000 will be eligible for 1X Membership Rewards point / dollar for the remainder of the year.

Get more for your travels with 2X Membership Rewards® points on all prepaid hotel bookings through AmexTravel.com. Plus, you’ll receive elevated benefits when you book a stay of two nights or more with The Hotel Collection through AmexTravel.com

Treat a friend or treat yourself. With the $120 Dining Credit, earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at participating partners. Enrollment required.

Earn 4 points per dollar spent at restaurants and U.S. supermarkets on up to $50,000 (up from $25,000) in purchases per year.

With The Hotel Collection, receive elevated benefits that offer an average total value of $150* at more than 700 hotels.

Effective September 25, earn $120 in annual dining credit ($10/month) with a new group of partners: Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.

For a limited time, American Express® is also bolstering its intro offer. You could earn 20% back on restaurants worldwide up to $100, along with 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Terms Apply. Also for a limited time, new and existing cardholders can request a card with a slick new White Gold design.

For a limited time, American Express® is also bolstering its welcome offer. You could earn 20% back in statement credits on purchases at restaurants worldwide in your first six months, up to $100 back, along with 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Terms apply, offer ends 11/6/24. Also, when you apply you can choose the Limited-Edition White Gold metal design.

If this is the card for you, click out to fill out an application on the American Express® website and you could start earning in no time.

If this is the card for you, click out to fill out an application on the American Express® website and you could start earning in no time.