This card provides 2% cash back on all purchases, so it can benefit a wide range of consumers. When it comes to redeeming your rewards, you’ll have the most flexibility if you already bank with Wells Fargo.

Submit your application. You could receive a decision from Wells Fargo within a couple minutes

Click here to apply for the Wells Fargo Active Cash® card

Provide your personal and financial details in the form provided

Submit your application. You could receive a decision from Wells Fargo within a couple minutes

The Wells Fargo Active Cash® Card gives you a long break from interest, which is helpful if you use the card to make a major purchase you want to pay off over time, or if you’d like to move debt away from a high-interest card.

If you pay your monthly phone bill with the Wells Fargo Active Cash® Card, it will cover up to $600 (up to twice per year) in the event of things like damage or theft. Note that this coverage is secondary to other insurance policies you may already have, including homeowners or renters insurance.

As a Visa card, the Wells Fargo Active Cash® Card grants you access to Visa Concierge, a service that assists you with travel or dining arrangements, event tickets and more. You also have access to the Visa Signature Luxury Hotel Collection, where you can book a stay at a selection of hotels and receive benefits like room upgrades, free breakfast, food and beverage credits, and more.

The Wells Fargo Active Cash® Card gives you a long break from interest, which is helpful if you use the card to make a major purchase you want to pay off over time, or if you’d like to move debt away from a high-interest card.

Earn unlimited 2% cash rewards on your purchases, plus a $200 bonus if you spend $500 in the first three months.