Standout Robo-Advisor Accounts for Investing
Robo-advisors are online investing platforms that build and manage a diversified portfolio for you. Using algorithms, they automatically invest your money based on your goals, time horizon and risk tolerance — no hands-on management required.
To get started, you’ll open an account with a robo-advisor, answer a few questions about your finances and goals, and fund your account. From there, the platform handles the investing, including portfolio rebalancing and, in some cases, tax optimization.
To make comparing options easier, we’ve selected a list of robo-advisors from our partners so you can find one that fits your goals, budget and preferred level of involvement.
NerdWallet, Inc. is not an investment advisor and does not provide advice, brokerage services, or recommendations to buy or sell particular securities.
| Broker | NerdWallet rating | Promotion | Fees | Account minimum |
|---|---|---|---|---|
4.9/5 Reviewed in: Dec. 2025 Period considered: Aug. - Dec. 2025 | None no promotion available at this time. | 0% - 0.35% no advisory fees for balances under $25k | $0 | |
4.8/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | No advisory fees your first 90 days of Vanguard Digital Advisor investment management (Enrollment requires a Vanguard account with a minimum of $100) | 0.15% per year (approximately) | $100 | |
4.4/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | None no promotion available at this time. | 0.25% management fee | $50 | |
5.0/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | Get a $50 customer bonus when you fund your first taxable investment account | 0.25% management fee | $500 | |
5.0/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | Get up to $2,000 when you open and fund a new investing account. Terms apply. | 0.25% or $5/month. | $0 $10 to start | |
4.5/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | $10 sign-up bonus | $3 - $12 per month | $0 | |
4.9/5 Reviewed in: October 2025 Period considered: Aug. - Oct. 2025 | None no promotion available at this time | 0.25% $250 annual fee cap for Robinhood Gold members | $50 |
| Broker | NerdWallet rating | Fees | Account minimum | Promotion | Learn more | |
|---|---|---|---|---|---|---|
4.9/5 Reviewed in: Dec. 2025 Period considered: Aug. - Dec. 2025 | 0% - 0.35% no advisory fees for balances under $25k | $0 | None no promotion available at this time. | Learn moreon Fidelity's website AD Paid non-advisory client promotion | ||
4.8/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | 0.15% per year (approximately) | $100 | No advisory fees your first 90 days of Vanguard Digital Advisor investment management (Enrollment requires a Vanguard account with a minimum of $100) | Learn moreon Vanguard's website AD Paid non-client promotion | ||
4.4/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | 0.25% management fee | $50 | None no promotion available at this time. | Learn moreon SoFi Invest®'s website AD Paid non-client promotion | ||
5.0/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | 0.25% management fee | $500 | Get a $50 customer bonus when you fund your first taxable investment account | Learn moreon Wealthfront's website AD Paid non-client promotion | ||
5.0/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | 0.25% or $5/month. | $0 $10 to start | Get up to $2,000 when you open and fund a new investing account. Terms apply. | Learn moreon Betterment's website AD Paid non-client promotion | ||
4.5/5 Reviewed in: Oct. 2025 Period considered: Aug. - Oct. 2025 | $3 - $12 per month | $0 | $10 sign-up bonus | Learn moreon Acorns' website AD Paid non-client promotion | ||
4.9/5 Reviewed in: October 2025 Period considered: Aug. - Oct. 2025 | 0.25% $250 annual fee cap for Robinhood Gold members | $50 | None no promotion available at this time | Learn moreon Robinhood's website AD Paid non-client promotion |
What is a robo-advisor?
A robo-advisor is a digital investment service that uses technology to manage your portfolio. Instead of picking individual investments yourself, the platform creates a diversified portfolio — typically made up of low-cost ETFs — and manages it on your behalf.
How do robo-advisors work?
After you sign up, a robo-advisor asks questions about your financial goals, timeline and risk tolerance. Based on your answers, it recommends and manages a portfolio designed to match your profile. Most robo-advisors automatically rebalance your portfolio over time and may offer features like tax-loss harvesting.
How do I get started?
You can start investing with a robo-advisor by opening an account online, which usually takes just a few minutes. Once your account is funded, the platform invests your money for you. Many robo-advisors have low or no minimum balance requirements, making them accessible for beginners.
To recap our selections...
NerdWallet's Standout Robo-Advisor Accounts for Investing