6.17% APR
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Reach out to multiple lenders to see how much you can save. It pays to compare your options.
Accurate as of September 14, 2025Showing matches in OR
- Offers down payment and closing cost assistance.
- Largest lender, by volume, of FHA loans in 2024.
- Borrowers can apply via mobile app.
- Read our Rocket Mortgage, LLC review
- Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
- Its home equity line of credit can be used for a primary residence or second home.
- Read our New American Funding review
- Competitive interest rates and fees.
- Offers most common loan types, as well as a handful of specialty loans.
- Payouts are available to borrowers whose loans don’t close on time.
- Read our NBKC review
- Fully underwritten mortgage approval in as little as one day for qualified borrowers.
- Generous selection of loans, including government-backed, interest-only, jumbo and renovation.
- Advertises a fixed-rate HELOC that can be funded in as few as five business days.
- Read our Rate review
- Strong experience in FHA and VA lending.
- Average mortgage rates are on the low side, according to the latest federal data.
- Minimum credit score requirement of 580 for some loans, which is lower than some competitors.
- Read our First Federal Bank review
- Offers a range of VA mortgages, including refinance, energy-efficient and jumbo.
- 24/7 customer service line supports servicemembers stationed internationally.
- Average time to close is 34 days, faster than the national average.
- Read our Veterans United review
- Closing may be available within 15 business days.
- Offers loans and programs aimed at making homeownership more accessible.
- Offers mortgages for investment properties, including jumbo loans.
- Read our Northpointe review
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- How do I compare top mortgage lenders?
In order to pick the best lender for you, first decide what kind of loan you’re looking for, what type of service and lending experience you expect, and then see how several lenders compare side by side. What’s most important to you? Face-to-face service, an online experience, credit score flexibility? The mortgage-lending landscape is a crowded field that includes traditional lenders like Bank of America, online mortgage lenders such as Better Mortgage, credit unions like Navy Federal Credit Union, regional banks like SunTrust, mortgage brokers acting as middlemen, and more. Once you’re ready, be sure to contact multiple lenders to compare mortgage rates and lender fees. If you follow these steps, you’ll be able to find the best lender for you.
- Why should I shop multiple lenders?
In a 2015 report, the Consumer Financial Protection Bureau found that 77% of consumers apply to only one lender when seeking a mortgage. By shopping just three different lenders, borrowers could save more than $3,500 in just the first five years, according to the CFPB’s research. By applying to several lenders rather than just one, you can compare all-in costs and get the best deal.
6.92%: This week's 30-year-fixed-rate
6.09%: This week's 15-year-fixed-rate
Historical averages are based on Freddie Mac Primary Mortgage Market Survey®