Compare top mortgage lenders

Q: Why should I shop multiple lenders?

In a 2015 report , the Consumer Financial Protection Bureau found that 77% of consumers apply to only one lender when seeking a mortgage. By shopping just three different lenders, borrowers could save more than $3,500 in just the first five years, according to the CFPB’s research. By applying to several lenders rather than just one, you can compare all-in costs and get the best deal.

Reach out to multiple lenders to see how much you could save. It pays to compare your options.

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The lenders for you

Offers loan products starting with as little as 3% down
Doesn't charge lender fees, such as application, underwriting and origination charges
Strengths: Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
Weaknesses: Not available in all 50 states.
Read our Better review

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at Better

Good for: borrowers seeking government loans, which are known for offering credit flexibility and low- or no-down-payment benefits.
Read our AmeriSave review

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at AmeriSave

Good for: borrowers who appreciate smartphone and online convenience. A fully digital home loan experience powered by Quicken Loans.
Read our Rocket Mortgage by Quicken Loans review

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at Rocket Mortgage by Quicken Loans

In order to pick the best lender for you, first decide what kind of loan you’re looking for, what type of service and lending experience you expect, and then see how several lenders compare side by side. What’s most important to you? Face-to-face service, an online experience, credit score flexibility? The mortgage-lending landscape is a crowded field that includes traditional lenders like Bank of America, online mortgage lenders such as Better Mortgage, credit unions like Navy Federal Credit Union, regional banks like SunTrust, mortgage brokers acting as middlemen, and more. Once you’re ready, be sure to contact multiple lenders to compare mortgage rates and lender fees. If you follow these steps, you’ll be able to find the best lender for you.

In a 2015 report, the Consumer Financial Protection Bureau found that 77% of consumers apply to only one lender when seeking a mortgage. By shopping just three different lenders, borrowers could save more than $3,500 in just the first five years, according to the CFPB’s research. By applying to several lenders rather than just one, you can compare all-in costs and get the best deal.

» MORE: Calculate your mortgage payment