Compare top mortgage lenders
Reach out to multiple lenders to see how much you could save. It pays to compare your options.
- Offers full online mortgage application, rate quotes, document upload and loan tracking.
- Uses manual underwriting to evaluate creditworthiness, in some cases.
- Read our New American Funding review
- A good variety of loan types and products.
- A mobile-friendly application process.
- Read our AmeriSave review
- Good for: borrowers with low-to-moderate incomes or limited down payments. PNC offers several low-down-payment loans, including one with no mortgage insurance.
- Read our PNC review
In order to pick the best lender for you, first decide what kind of loan you’re looking for, what type of service and lending experience you expect, and then see how several lenders compare side by side. What’s most important to you? Face-to-face service, an online experience, credit score flexibility? The mortgage-lending landscape is a crowded field that includes traditional lenders like Bank of America, online mortgage lenders such as Better Mortgage, credit unions like Navy Federal Credit Union, regional banks like SunTrust, mortgage brokers acting as middlemen, and more. Once you’re ready, be sure to contact multiple lenders to compare mortgage rates and lender fees. If you follow these steps, you’ll be able to find the best lender for you.
In a 2015 report, the Consumer Financial Protection Bureau found that 77% of consumers apply to only one lender when seeking a mortgage. By shopping just three different lenders, borrowers could save more than $3,500 in just the first five years, according to the CFPB’s research. By applying to several lenders rather than just one, you can compare all-in costs and get the best deal.