Santander 4.37% initial rate £1,234.00 Monthly Repayments £999.00 Product Fees 5.98% APRC £14,958.76 Annual Cost Representative Example 5.98% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/10/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/10/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.37% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,234 and 240 payments of £1,500. The total amount payable would be £434,789 made up of the loan amount plus interest (£209,040) and fees (£749). The overall cost for comparison is 6.0% APRC representative.
Barclays 4.38% initial rate £1,235.00 Monthly Repayments £899.00 Product Fees 5.63% APRC £15,004.00 Annual Cost Representative Example 5.63% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £899 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 4% until 30/09/30 Exit fee £80 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £899 Early Repayment Charge 4% until 30/09/30 Other fees £ 0 Exit fee £80 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.38% and then on a variable rate of 6.24% for the remaining 20 years would require 60 payments of £1,235 and 240 payments of £1,441. The total amount payable would be £420,839 made up of the loan amount plus interest (£194,940) and fees (£899). The overall cost for comparison is 5.6% APRC representative.
Nationwide 4.39% initial rate £1,237.00 Monthly Repayments £999.00 Product Fees 6.14% APRC £15,039.24 Annual Cost Representative Example 6.14% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.39% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £1,237 and 240 payments of £1,529. The total amount payable would be £442,179 made up of the loan amount plus interest (£216,180) and fees (£999). The overall cost for comparison is 6.1% APRC representative.
Barclays 4.39% initial rate £1,237.00 Monthly Repayments £899.00 Product Fees 6.01% APRC £15,288.94 Annual Cost Representative Example 6.01% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £899 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% pa Early Repayment Charge 2% until 30/09/27 Exit fee £80 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% pa Arrangement fee £899 Early Repayment Charge 2% until 30/09/27 Other fees £ 0 Exit fee £80 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.39% and then on a variable rate of 6.24% for the remaining 23 years would require 24 payments of £1,237 and 276 payments of £1,467. The total amount payable would be £435,479 made up of the loan amount plus interest (£209,580) and fees (£899). The overall cost for comparison is 6.0% APRC representative.
Natwest 4.40% initial rate £1,238.00 Monthly Repayments £995.00 Product Fees 6.31% APRC £15,003.68 Annual Cost Representative Example 6.31% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 4.5% reducing to 1% until 30/09/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 4.5% reducing to 1% until 30/09/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.40% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,238 and 240 payments of £1,559. The total amount payable would be £449,185 made up of the loan amount plus interest (£223,440) and fees (£745). The overall cost for comparison is 6.3% APRC representative.
HSBC 4.43% initial rate £1,242.00 Monthly Repayments £999.00 Product Fees 6.43% APRC £15,274.90 Annual Cost Representative Example 6.43% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 31/08/27 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 31/08/27 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.43% and then on a variable rate of 6.74% for the remaining 23 years would require 24 payments of £1,242 and 276 payments of £1,533. The total amount payable would be £453,665 made up of the loan amount plus interest (£227,916) and fees (£749). The overall cost for comparison is 6.4% APRC representative.
HSBC 4.44% initial rate £1,243.00 Monthly Repayments £999.00 Product Fees 5.99% APRC £15,045.44 Annual Cost Representative Example 5.99% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 350
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 31/08/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 31/08/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 350
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,243 and 240 payments of £1,500. The total amount payable would be £435,229 made up of the loan amount plus interest (£209,580) and fees (£649). The overall cost for comparison is 6.0% APRC representative.
Furness 4.44% initial rate £1,243.00 Monthly Repayments £999.00 Product Fees 6.99% APRC £15,065.44 Annual Cost Representative Example 6.99% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% for 5 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% for 5 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,243 and 240 payments of £1,681. The total amount payable would be £478,769 made up of the loan amount plus interest (£253,020) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
Nationwide 4.45% initial rate £1,244.00 Monthly Repayments £999.00 Product Fees 6.65% APRC £15,430.50 Annual Cost Representative Example 6.65% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% for 2 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% for 2 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.45% and then on a variable rate of 6.99% for the remaining 23 years would require 24 payments of £1,244 and 276 payments of £1,566. The total amount payable would be £463,071 made up of the loan amount plus interest (£237,072) and fees (£999). The overall cost for comparison is 6.7% APRC representative.
Natwest 4.47% initial rate £1,247.00 Monthly Repayments £995.00 Product Fees 6.87% APRC £15,333.98 Annual Cost Representative Example 6.87% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 1.5% reducing to 0.5% until 30/09/27 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 1.5% reducing to 0.5% until 30/09/27 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.47% and then on a variable rate of 7.24% for the remaining 23 years would require 24 payments of £1,247 and 276 payments of £1,600. The total amount payable would be £472,273 made up of the loan amount plus interest (£246,528) and fees (£745). The overall cost for comparison is 6.9% APRC representative.
