Furness 4.28% initial rate £1,223.00 Monthly Repayments £999.00 Product Fees 6.94% APRC £14,822.08 Annual Cost Representative Example 6.94% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% for 5 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% for 5 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.28% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,223 and 240 payments of £1,677. The total amount payable would be £476,609 made up of the loan amount plus interest (£250,860) and fees (£749). The overall cost for comparison is 6.9% APRC representative.
Co-Op 4.28% initial rate £1,223.00 Monthly Repayments £999.00 Product Fees 6.74% APRC £15,046.78 Annual Cost Representative Example 6.74% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% pa Early Repayment Charge 2% reducing to 1% until 31/12/27 Exit fee £100 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% pa Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 31/12/27 Other fees £ 0 Exit fee £100 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.28% and then on a variable rate of 7.12% for the remaining 23 years would require 24 payments of £1,223 and 276 payments of £1,582. The total amount payable would be £466,733 made up of the loan amount plus interest (£240,984) and fees (£749). The overall cost for comparison is 6.7% APRC representative.
HSBC 4.28% initial rate £1,223.00 Monthly Repayments £999.00 Product Fees 6.41% APRC £15,046.78 Annual Cost Representative Example 6.41% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 30/09/27 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 30/09/27 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.28% and then on a variable rate of 6.74% for the remaining 23 years would require 24 payments of £1,223 and 276 payments of £1,531. The total amount payable would be £452,657 made up of the loan amount plus interest (£226,908) and fees (£749). The overall cost for comparison is 6.4% APRC representative.
HSBC 4.29% initial rate £1,224.00 Monthly Repayments £999.00 Product Fees 5.94% APRC £14,817.32 Annual Cost Representative Example 5.94% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 350
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 30/09/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 30/09/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 350
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.29% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,224 and 240 payments of £1,497. The total amount payable would be £433,369 made up of the loan amount plus interest (£207,720) and fees (£649). The overall cost for comparison is 5.9% APRC representative.
West Brom 4.29% initial rate £1,224.00 Monthly Repayments £999.00 Product Fees 6.21% APRC £15,187.02 Annual Cost Representative Example 6.21% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? £1k p/m Early Repayment Charge 3% reducing to 2% until 31/12/27 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? £1k p/m Arrangement fee £999 Early Repayment Charge 3% reducing to 2% until 31/12/27 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.29% and then on a variable rate of 6.49% for the remaining 23 years would require 24 payments of £1,224 and 276 payments of £1,498. The total amount payable would be £443,823 made up of the loan amount plus interest (£217,824) and fees (£999). The overall cost for comparison is 6.2% APRC representative.
Santander 4.30% initial rate £1,225.00 Monthly Repayments £999.00 Product Fees 6.43% APRC £15,077.14 Annual Cost Representative Example 6.43% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 02/11/27 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 02/11/27 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.30% and then on a variable rate of 6.75% for the remaining 23 years would require 24 payments of £1,225 and 276 payments of £1,533. The total amount payable would be £453,257 made up of the loan amount plus interest (£227,508) and fees (£749). The overall cost for comparison is 6.4% APRC representative.
Santander 4.30% initial rate £1,225.00 Monthly Repayments £999.00 Product Fees 5.95% APRC £14,852.44 Annual Cost Representative Example 5.95% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/11/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/11/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.30% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,225 and 240 payments of £1,498. The total amount payable would be £433,769 made up of the loan amount plus interest (£208,020) and fees (£749). The overall cost for comparison is 6.0% APRC representative.
Virgin Money 4.30% initial rate £1,225.00 Monthly Repayments £995.00 Product Fees 6.28% APRC £14,901.64 Annual Cost Representative Example 6.28% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/11/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/11/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.30% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,225 and 240 payments of £1,556. The total amount payable would be £447,935 made up of the loan amount plus interest (£221,940) and fees (£995). The overall cost for comparison is 6.3% APRC representative.
Co-Op 4.34% initial rate £1,230.00 Monthly Repayments £999.00 Product Fees 6.57% APRC £15,013.03 Annual Cost Representative Example 6.57% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% pa Early Repayment Charge 3% reducing to 1% until 31/12/28 Exit fee £100 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% pa Arrangement fee £999 Early Repayment Charge 3% reducing to 1% until 31/12/28 Other fees £ 0 Exit fee £100 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 3 years at 4.34% and then on a variable rate of 7.12% for the remaining 22 years would require 36 payments of £1,230 and 264 payments of £1,569. The total amount payable would be £459,245 made up of the loan amount plus interest (£233,496) and fees (£749). The overall cost for comparison is 6.6% APRC representative.
Santander 4.35% initial rate £1,232.00 Monthly Repayments £999.00 Product Fees 6.44% APRC £15,152.98 Annual Cost Representative Example 6.44% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 02/11/27 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 02/11/27 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.35% and then on a variable rate of 6.75% for the remaining 23 years would require 24 payments of £1,232 and 276 payments of £1,533. The total amount payable would be £453,425 made up of the loan amount plus interest (£227,676) and fees (£749). The overall cost for comparison is 6.4% APRC representative.
