Nationwide 4.19% initial rate £1,211.00 Monthly Repayments £999.00 Product Fees 6.4% APRC £15,035.82 Annual Cost Representative Example 6.4% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% for 2 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% for 2 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.19% and then on a variable rate of 6.74% for the remaining 23 years would require 24 payments of £1,211 and 276 payments of £1,530. The total amount payable would be £452,343 made up of the loan amount plus interest (£226,344) and fees (£999). The overall cost for comparison is 6.4% APRC representative.
Virgin Money 4.19% initial rate £1,211.00 Monthly Repayments £995.00 Product Fees 6.62% APRC £15,033.82 Annual Cost Representative Example 6.62% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 1.5% until 01/02/28 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 2.5% reducing to 1.5% until 01/02/28 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.19% and then on a variable rate of 6.99% for the remaining 23 years would require 24 payments of £1,211 and 276 payments of £1,563. The total amount payable would be £461,447 made up of the loan amount plus interest (£235,452) and fees (£995). The overall cost for comparison is 6.6% APRC representative.
Natwest 4.23% initial rate £1,216.00 Monthly Repayments £995.00 Product Fees 6.62% APRC £14,969.18 Annual Cost Representative Example 6.62% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 1.5% reducing to 0.75% until 31/01/28 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 1.5% reducing to 0.75% until 31/01/28 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.23% and then on a variable rate of 6.99% for the remaining 23 years would require 24 payments of £1,216 and 276 payments of £1,564. The total amount payable would be £461,593 made up of the loan amount plus interest (£235,848) and fees (£745). The overall cost for comparison is 6.6% APRC representative.
West Brom 4.25% initial rate £1,219.00 Monthly Repayments £999.00 Product Fees 6.11% APRC £15,126.42 Annual Cost Representative Example 6.11% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? £1k p/m Early Repayment Charge 2.5% reducing to 1.5% until 30/04/28 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? £1k p/m Arrangement fee £999 Early Repayment Charge 2.5% reducing to 1.5% until 30/04/28 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.25% and then on a variable rate of 6.39% for the remaining 23 years would require 24 payments of £1,219 and 276 payments of £1,485. The total amount payable would be £440,115 made up of the loan amount plus interest (£214,116) and fees (£999). The overall cost for comparison is 6.1% APRC representative.
HSBC 4.27% initial rate £1,221.00 Monthly Repayments £999.00 Product Fees 6.2% APRC £15,031.66 Annual Cost Representative Example 6.2% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 28/02/28 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 28/02/28 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.27% and then on a variable rate of 6.49% for the remaining 23 years would require 24 payments of £1,221 and 276 payments of £1,498. The total amount payable would be £443,501 made up of the loan amount plus interest (£217,752) and fees (£749). The overall cost for comparison is 6.2% APRC representative.
Co-Op 4.29% initial rate £1,224.00 Monthly Repayments £999.00 Product Fees 6.53% APRC £15,062.02 Annual Cost Representative Example 6.53% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% pa Early Repayment Charge 2% reducing to 1% until 31/03/28 Exit fee £100 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% pa Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 31/03/28 Other fees £ 0 Exit fee £100 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.29% and then on a variable rate of 6.87% for the remaining 23 years would require 24 payments of £1,224 and 276 payments of £1,548. The total amount payable would be £457,373 made up of the loan amount plus interest (£231,624) and fees (£749). The overall cost for comparison is 6.5% APRC representative.
Furness 4.29% initial rate £1,224.00 Monthly Repayments £999.00 Product Fees 7.59% APRC £15,062.02 Annual Cost Representative Example 7.59% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 3% reducing to 2% for 2 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 3% reducing to 2% for 2 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.29% and then on a variable rate of 8.09% for the remaining 23 years would require 24 payments of £1,224 and 276 payments of £1,715. The total amount payable would be £503,465 made up of the loan amount plus interest (£277,716) and fees (£749). The overall cost for comparison is 7.6% APRC representative.
Coventry 4.29% initial rate £1,224.00 Monthly Repayments £999.00 Product Fees 6.41% APRC £15,187.02 Annual Cost Representative Example 6.41% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 2% until 31/05/28 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2.5% reducing to 2% until 31/05/28 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.29% and then on a variable rate of 6.74% for the remaining 23 years would require 24 payments of £1,224 and 276 payments of £1,531. The total amount payable would be £452,931 made up of the loan amount plus interest (£226,932) and fees (£999). The overall cost for comparison is 6.4% APRC representative.
Virgin Money 4.30% initial rate £1,225.00 Monthly Repayments £995.00 Product Fees 6.11% APRC £14,901.64 Annual Cost Representative Example 6.11% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/02/31 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/02/31 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.30% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £1,225 and 240 payments of £1,526. The total amount payable would be £440,735 made up of the loan amount plus interest (£214,740) and fees (£995). The overall cost for comparison is 6.1% APRC representative.
Nationwide 4.30% initial rate £1,225.00 Monthly Repayments £999.00 Product Fees 5.94% APRC £14,902.44 Annual Cost Representative Example 5.94% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.30% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,225 and 240 payments of £1,497. The total amount payable would be £433,779 made up of the loan amount plus interest (£207,780) and fees (£999). The overall cost for comparison is 5.9% APRC representative.
