Virgin Money 4.34% initial rate £1,230.00 Monthly Repayments £995.00 Product Fees 6.46% APRC £14,962.36 Annual Cost Representative Example 6.46% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/08/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/08/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.34% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,230 and 240 payments of £1,557. The total amount payable would be £448,475 made up of the loan amount plus interest (£222,480) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
Santander 4.34% initial rate £1,230.00 Monthly Repayments £999.00 Product Fees 5.96% APRC £14,913.16 Annual Cost Representative Example 5.96% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/09/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/09/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.34% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,230 and 240 payments of £1,499. The total amount payable would be £434,309 made up of the loan amount plus interest (£208,560) and fees (£749). The overall cost for comparison is 6.0% APRC representative.
Leek BS 4.38% initial rate £1,235.00 Monthly Repayments £995.00 Product Fees 6.54% APRC £15,023.20 Annual Cost Representative Example 6.54% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 31/08/30 Exit fee £85 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 1% until 31/08/30 Other fees £ 0 Exit fee £85 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.38% and then on a variable rate of 7.59% for the remaining 20 years would require 60 payments of £1,235 and 240 payments of £1,600. The total amount payable would be £459,095 made up of the loan amount plus interest (£233,100) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
HSBC 4.39% initial rate £1,237.00 Monthly Repayments £999.00 Product Fees 5.97% APRC £14,969.24 Annual Cost Representative Example 5.97% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 350
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 31/08/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 31/08/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 350
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.39% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,237 and 240 payments of £1,499. The total amount payable would be £434,629 made up of the loan amount plus interest (£208,980) and fees (£649). The overall cost for comparison is 6.0% APRC representative.
Virgin Money 4.44% initial rate £1,243.00 Monthly Repayments £0.00 Product Fees 6.47% APRC £14,915.64 Annual Cost Representative Example 6.47% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/08/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £0 Early Repayment Charge 5% reducing to 2% until 01/08/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,243 and 240 payments of £1,560. The total amount payable would be £448,980 made up of the loan amount plus interest (£223,980) and fees (£0). The overall cost for comparison is 6.5% APRC representative.
Virgin Money 4.44% initial rate £1,243.00 Monthly Repayments £995.00 Product Fees 7.08% APRC £15,413.14 Annual Cost Representative Example 7.08% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 1.5% until 01/08/27 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 2.5% reducing to 1.5% until 01/08/27 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.44% and then on a variable rate of 7.24% for the remaining 23 years would require 24 payments of £1,243 and 276 payments of £1,600. The total amount payable would be £472,427 made up of the loan amount plus interest (£246,432) and fees (£995). The overall cost for comparison is 7.1% APRC representative.
Furness 4.44% initial rate £1,243.00 Monthly Repayments £999.00 Product Fees 6.99% APRC £15,065.44 Annual Cost Representative Example 6.99% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% for 5 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% for 5 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.44% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,243 and 240 payments of £1,681. The total amount payable would be £478,769 made up of the loan amount plus interest (£253,020) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
Nationwide 4.45% initial rate £1,244.00 Monthly Repayments £999.00 Product Fees 6.32% APRC £15,130.80 Annual Cost Representative Example 6.32% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.45% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £1,244 and 240 payments of £1,530. The total amount payable would be £442,839 made up of the loan amount plus interest (£216,840) and fees (£999). The overall cost for comparison is 6.3% APRC representative.
Natwest 4.46% initial rate £1,246.00 Monthly Repayments £995.00 Product Fees 6.33% APRC £15,095.24 Annual Cost Representative Example 6.33% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 4.5% reducing to 1% until 31/08/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 4.5% reducing to 1% until 31/08/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.46% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,246 and 240 payments of £1,560. The total amount payable would be £449,905 made up of the loan amount plus interest (£224,160) and fees (£745). The overall cost for comparison is 6.3% APRC representative.
Santander 4.47% initial rate £1,247.00 Monthly Repayments £999.00 Product Fees 6.01% APRC £15,111.28 Annual Cost Representative Example 6.01% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/09/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/09/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.47% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,247 and 240 payments of £1,502. The total amount payable would be £436,049 made up of the loan amount plus interest (£210,300) and fees (£749). The overall cost for comparison is 6.0% APRC representative.
