Nationwide 4.03% initial rate £1,191.00 Monthly Repayments £999.00 Product Fees 6.38% APRC £14,795.82 Annual Cost Representative Example 6.38% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% for 2 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% for 2 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.03% and then on a variable rate of 6.74% for the remaining 23 years would require 24 payments of £1,191 and 276 payments of £1,528. The total amount payable would be £451,311 made up of the loan amount plus interest (£225,312) and fees (£999). The overall cost for comparison is 6.4% APRC representative.
Virgin Money 4.03% initial rate £1,191.00 Monthly Repayments £995.00 Product Fees 6.6% APRC £14,793.82 Annual Cost Representative Example 6.6% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 1.5% until 01/04/28 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 2.5% reducing to 1.5% until 01/04/28 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.03% and then on a variable rate of 6.99% for the remaining 23 years would require 24 payments of £1,191 and 276 payments of £1,562. The total amount payable would be £460,691 made up of the loan amount plus interest (£234,696) and fees (£995). The overall cost for comparison is 6.6% APRC representative.
Santander 4.09% initial rate £1,199.00 Monthly Repayments £999.00 Product Fees 6.41% APRC £14,760.58 Annual Cost Representative Example 6.41% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 02/04/28 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 02/04/28 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.09% and then on a variable rate of 6.75% for the remaining 23 years would require 24 payments of £1,199 and 276 payments of £1,530. The total amount payable would be £451,805 made up of the loan amount plus interest (£226,056) and fees (£749). The overall cost for comparison is 6.4% APRC representative.
Co-Op 4.10% initial rate £1,200.00 Monthly Repayments £999.00 Product Fees 6.5% APRC £14,775.58 Annual Cost Representative Example 6.5% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 30/04/28 Exit fee £100 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 30/04/28 Other fees £ 0 Exit fee £100 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.10% and then on a variable rate of 6.87% for the remaining 23 years would require 24 payments of £1,200 and 276 payments of £1,546. The total amount payable would be £456,245 made up of the loan amount plus interest (£230,496) and fees (£749). The overall cost for comparison is 6.5% APRC representative.
Nationwide 4.14% initial rate £1,205.00 Monthly Repayments £999.00 Product Fees 6.39% APRC £14,710.58 Annual Cost Representative Example 6.39% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 500
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% for 2 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% for 2 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 500
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.14% and then on a variable rate of 6.74% for the remaining 23 years would require 24 payments of £1,205 and 276 payments of £1,530. The total amount payable would be £451,699 made up of the loan amount plus interest (£226,200) and fees (£499). The overall cost for comparison is 6.4% APRC representative.
Skipton 4.14% initial rate £1,205.00 Monthly Repayments £1,495.00 Product Fees 6.24% APRC £15,208.58 Annual Cost Representative Example 6.24% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £1495 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 1.25% until 31/03/28 Exit fee £55 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £1495 Early Repayment Charge 2.5% reducing to 1.25% until 31/03/28 Other fees £ 0 Exit fee £55 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.14% and then on a variable rate of 6.54% for the remaining 23 years would require 24 payments of £1,205 and 276 payments of £1,503. The total amount payable would be £445,243 made up of the loan amount plus interest (£218,748) and fees (£1,495). The overall cost for comparison is 6.2% APRC representative.
Furness 4.15% initial rate £1,206.00 Monthly Repayments £999.00 Product Fees 7.57% APRC £14,850.70 Annual Cost Representative Example 7.57% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 3% reducing to 2% for 2 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 3% reducing to 2% for 2 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.15% and then on a variable rate of 8.09% for the remaining 23 years would require 24 payments of £1,206 and 276 payments of £1,713. The total amount payable would be £502,481 made up of the loan amount plus interest (£276,732) and fees (£749). The overall cost for comparison is 7.6% APRC representative.
Lloyds 4.16% initial rate £1,208.00 Monthly Repayments £1,199.00 Product Fees 7.05% APRC £15,090.70 Annual Cost Representative Example 7.05% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £200 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 29/02/28 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 29/02/28 Other fees £ 0 Exit fee £0 Valuation fee £200 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.16% and then on a variable rate of 7.49% for the remaining 23 years would require 24 payments of £1,208 and 276 payments of £1,630. The total amount payable would be £480,071 made up of the loan amount plus interest (£253,872) and fees (£1,199). The overall cost for comparison is 7.1% APRC representative.
Halifax 4.16% initial rate £1,208.00 Monthly Repayments £1,099.00 Product Fees 7.05% APRC £15,040.70 Annual Cost Representative Example 7.05% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £100 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 29/02/28 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 29/02/28 Other fees £ 0 Exit fee £0 Valuation fee £100 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.16% and then on a variable rate of 7.49% for the remaining 23 years would require 24 payments of £1,208 and 276 payments of £1,630. The total amount payable would be £479,971 made up of the loan amount plus interest (£253,872) and fees (£1,099). The overall cost for comparison is 7.1% APRC representative.
Virgin Money 4.18% initial rate £1,210.00 Monthly Repayments £999.00 Product Fees 6.62% APRC £15,020.82 Annual Cost Representative Example 6.62% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 1.5% until 01/04/28 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2.5% reducing to 1.5% until 01/04/28 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.18% and then on a variable rate of 6.99% for the remaining 23 years would require 24 payments of £1,210 and 276 payments of £1,563. The total amount payable would be £461,427 made up of the loan amount plus interest (£235,428) and fees (£999). The overall cost for comparison is 6.6% APRC representative.
