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Mortgages

Whether you’re a first-time buyer, remortgaging, moving home or looking into buy-to-let, everything needed to find the right mortgage for you is here.

Top mortgage pages

Mortgage lender reviews

Types of mortgage borrower

From buying your first home to becoming a landlord, there are many reasons you may be looking for a mortgage. NerdWallet can help you find a mortgage that is suitable for you.

First-time buyer

If you’re taking your first step on the property ladder, you’ll usually need a first-time buyer mortgage.

Learn about being a first-time buyer

Remortgage

If you already have a mortgage but want to change it for a new deal, you are looking to remortgage.

Learn about remortgaging

Home mover

Moving home gives you the chance to weigh up your current mortgage deal and see if there is a better one for you elsewhere.

Buy-to-let

Whether you’re a landlord already or planning to buy your first rental property, a buy-to-let mortgage is what you need if you’re buying property to rent out to tenants.

Learn about buy-to-let

Mortgage basics

Wherever you are on the property ladder, there are some mortgage basics that everyone needs to know about.

Fixed-rate mortgages

For peace of mind that your monthly repayments won’t change you need a fixed-rate mortgage.

Learn about fixed-rate mortgages

Tracker mortgages

Opting for a tracker mortgage means there’s potential for your monthly repayments to go down, but they could just as easily go up.

Learn about tracker mortgages

Loan-to-value

Your loan-to-value ratio, or LTV, has a key role in determining the mortgage rate you’re able to get.

Learn about loan-to-value

Mortgage eligibility

Mortgage lenders need to check your finances and circumstances to work out if you’re well-placed to pay back any mortgage amount that you borrow.

Stamp Duty

The Stamp Duty that you may need to pay when buying a property can significantly add to the cost of buying a home.

Learn about Stamp Duty

Mortgage advice

If you’re in any way unsure of your mortgage options, talking to a mortgage adviser may give you a better chance of finding the best mortgage deal for you.

Learn about mortgage advice

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