Citizens Bank Accelerator Rewards Platinum
Citizens Bank Accelerator Rewards Platinum
Citizens Bank Accelerator Rewards Platinum
Card details
Earn 1% on purchases
10% back at gas stations first 90 days
2% after that
1% on all other
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
None
Intro APR
Purchase: None
Transfer: 0% for 12 mos
Ongoing APR
Min APR: 15.74%, Variable
Max APR: 20.74%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 23.24%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
Citizens Bank Accelerator Rewards Platinum | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR15.74% - 20.74% Variable | Regular APRSee Terms | |
Intro APRPurchase: None | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Balance Transfers
Cons
Needs excellent credit
Verdict - It's great that Citizens offers 3% back on gas, but there are better deals out there to consider.
Rewards cards have come a long way - this would have been a great rewards card a few years ago, with 3% back on gas, 1% back on everything else, and no annual fee. But now it ranks in the middle of the pack in terms of our gas credit cards comparison page.
There are two main issues driving these mediocre rankings. First, the card doesn't have bonus categories outside of gasoline, like the American Express Blue Cash and Costco American Express credit card.
Second, if you pump gas at Costco because of their reasonable prices, you earn 3% back with the Costco American Express. However, they only accept American Express, which excludes the Citizens Bank Accelerator Rewards Platinum from consideration.