Student Credit Cards
A student credit card is a great first step toward establishing a good credit history, which is crucial for obtaining favorable rates on future loans, renting your own apartment and getting low insurance premiums. Find out what it takes to qualify.
Find a student credit card
Student credit cards FAQs
Graduate students who have established a strong credit history over the past few years may want to consider moving on from their college student credit card and applying for a regular credit card. This can potentially offer better rewards, lower interest rates and additional benefits.
Should grad students still use student credit cards?
Student credit card basics
Credit card tips and strategies for students
Parents’ guide to student credit cards
Learn about the top student credit cards
Read reviews of the top student credit cards
Discover it Student Cash Back Review: A Rewarding Introduction to Credit
This no-annual-fee card offers the same rewards and new-cardholder bonus as Discover's regular cash-back cards.
Chase Freedom Student Card Review: Solid Incentives for Credit Newbies
It earns 1% cash back on purchases. And with responsible use, you may also qualify for "Good Standing" rewards, a potential credit limit increase and, perhaps eventually, access to a higher-tier Chase card. Terms apply.
Capital One Journey Student Card Review: No Longer Available; Still Great for Current Cardholders
Earn 1% cash back on all spending, plus another 0.25% back for any month when you pay on time; pay on time your first five months, and you might get a higher credit line.