NerdWallet Credit Card Award Winners of 2022

Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

Earn unlimited 2% cash rewards on purchases

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5

$0 annual fee

No categories to track or remember and cash rewards don't expire as long as your account remains open

Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge

Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card

Select “Apply Now” to learn more about the product features, terms and conditions

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!

5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more

3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.

No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74% - 24.49%.

No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card

Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

See if you qualify for a better offer with Chase:

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Earn unlimited 2X miles on every purchase, every day

Miles won't expire for the life of the account and there's no limit to how many you can earn

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

Transfer your miles to your choice of 15+ travel loyalty programs

New Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®

$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases

Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel

With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories

1:1 point transfer to leading airline and hotel loyalty programs

Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®

Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 14.49% to 26.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5

$0 Annual Fee

Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).

Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card

Select "Apply Now" to learn more about the product features, terms and conditions

Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.

Enjoy your first checked bag free on Delta flights.

Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.

Earn 1X Mile on all other eligible purchases.

$100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.

Enjoy a $0 introductory Annual Fee for the first year, then $99.

Terms Apply.

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent

Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.

Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.

Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open

Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year

Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card

Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member

Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

No credit score required to apply.

INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.

No annual fee and build your credit with responsible use.

0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.74% - 22.74% applies.

Click "Apply Now" to see terms and conditions.

No credit score required to apply.

No Annual Fee, earn cash back, and build your credit with responsible use.

Establish your credit line by providing a refundable security deposit of at least $200. That means a $200 deposit for a $200 credit line. Or a $500 deposit for a $500 credit line. Bank information must be provided when submitting your deposit, and the security deposit equals your credit limit.

Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.

Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

Click "Apply Now" to see terms and conditions.

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% cash back earned is automatically credited to your statement.

From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.

Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.

0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 14.74% - 22.74%, based on your creditworthiness and other factors as determined at the time of account opening.

No Annual Fee

Terms Apply

Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

Low intro APR: 0% intro APR for 12 months on purchases from the date of account opening, then a variable rate, 15.49% to 25.49%

6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6% Cash Back on select U.S. streaming subscriptions.

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1% Cash Back on other purchases.

Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

$95 Annual Fee.

Terms Apply.

Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.

4X points on dining, takeout, and restaurant delivery.

2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!

2X points at grocery stores, grocery delivery, gas stations, and EV charging stations

1X point on all other eligible purchases.

0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 16.49% - 25.49%.

No Annual Fee

Points never expire

Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.

Terms and conditions apply.

Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

Earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats.

No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn.

No foreign transaction fees.

Capital One cardholders get access to premium experiences in dining, entertainment and more.