If you’re in college and want to start building credit, check out these student credit cards, some of which are from our partners. You might also want to check out NerdWallet's Best Cash Back Credit Cards.
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Discover it® Student Cash Back
on Discover's secure website
Discover it® Student Cash Back
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Intro APR
0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
Regular APR
14.74% - 23.74% Variable APR
Annual fee
$0
recommended credit score
View Rates and Fees
Discover it® Student chrome
on Discover's secure website
Discover it® Student chrome
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
Intro APR
0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
Regular APR
14.74% - 23.74% Variable APR
Annual fee
$0
recommended credit score
View Rates and Fees
Journey® Student Rewards from Capital One®
on Capital One's secure website
Journey® Student Rewards from Capital One®
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Enjoy no annual fee and no foreign transaction fees
Get a head start and build your credit with responsible use
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Enjoy no annual fee and no foreign transaction fees
Get a head start and build your credit with responsible use
Intro APR
N/A
Regular APR
24.99% Variable APR
Annual fee
$0
recommended credit score
State Farm® Student Visa® Credit Card
on State Farm's secure website
State Farm® Student Visa® Credit Card
Earn 1 State Farm Loyalty Rewards® point for every $2 spent on eligible purchases.
Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.
Competitive annual percentage rates.
Earn 1 State Farm Loyalty Rewards® point for every $2 spent on eligible purchases.
Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.
Competitive annual percentage rates.
Intro APR
N/A
Regular APR
12.99% - 19.99% Variable
Annual fee
$0
recommended credit score
Deserve® Edu Mastercard for Students
on Deserve's secure website
Deserve® Edu Mastercard for Students
1% unlimited cash back on ALL purchases
Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a lifetime total of $59)
Up to a $5,000 credit line
1% unlimited cash back on ALL purchases
Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a lifetime total of $59)
Up to a $5,000 credit line
Intro APR
N/A
Regular APR
20.24% Variable
Annual fee
$0
recommended credit score