Student Credit Cards

A student credit card is a great first step toward establishing a good credit history, which is crucial for obtaining favorable rates on future loans, renting your own apartment and getting low insurance premiums. Find out what it takes to qualify.

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Read reviews of the top student credit cards

Discover it Student Cash Back Review: A Rewarding Introduction to Credit


NerdWallet rating 
This no-annual-fee card offers the same rewards and new-cardholder bonus as Discover's regular cash-back cards.

Chase Freedom Student Card Review: No Longer Available, but Solid Incentives for Students


NerdWallet rating 
It earns 1% cash back on purchases. And with responsible use, you may also qualify for "Good Standing" rewards, a potential credit limit increase and, perhaps eventually, access to a higher-tier Chase card. Terms apply.

Capital One Journey Student Card Review: No Longer Available; Still Great for Current Cardholders


NerdWallet rating 
Earn 1% cash back on all spending, plus another 0.25% back for any month when you pay on time; pay on time your first five months, and you might get a higher credit line.

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