INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
Rates, fees & offers
Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
APR: 14.99% - 23.99% Variable APR
Cash Advance APR: 26.99%, Variable
Balance Transfer Fee
Foreign Transaction Fee
Recommended credit score
Other great features include a $20 statement credit each year if you maintain a 3.0 GPA, free access to your FICO score, and an annual fee of $0. If you're planning to study abroad, the card has no foreign transaction fees, but Discover's acceptance abroad is fairly limited. For more information, read our full review.
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