Discover it® for Students

Apply Nowon Discover's secure website, or call (800) 347-0264
Apply Nowon Discover's secure website, or call (800) 347-0264

Discover it® for Students

Apply Nowon Discover's secure website, or call (800) 347-0264
Apply Nowon Discover's secure website, or call (800) 347-0264

Card details

  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

APR, Variable

APR: 13.99% - 22.99% Variable APR

Cash Advance APR: 25.99%, Variable

Pros

  • Earn 5% Cash Back in rotating categories each quarter up to the quarterly maximum when you activate
  • Qualify with average credit
  • Bonus cash back categories
  • No annual fee
  • 0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months
  • No foreign transaction fee

Cons

    Rewards rate

    1.00%

    Annual fee

    $0

    Intro APR

    0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months

    Recommended credit score

    NerdWallet Review

    Author: Virginia C. McGuire

    This card gives you 5% cash back in quarterly rotating categories that you activate, on up to $1,500 in spending per quarter, and 1% cash back on all other purchases. Historically, bonus categories have included student-friendly options such as restaurants, movie theaters and Amazon.com purchases.

    Other great features include a $20 rewards bonus each year if you maintain a 3.0 GPA, free access to your FICO score, and an annual fee of $0. If you're planning to study abroad, the card has no foreign transaction fees, but Discover's acceptance abroad is fairly limited. For more information, read our full review.

    NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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