Chase Freedom® Student credit card
on Chase's website
Chase Freedom® Student credit card
Card details
$50 Bonus after first purchase made within the first 3 months from account opening
Earn 1% cash back on all purchases
No annual Fee
$20 Good Standing Rewards after each account anniversary for up to 5 years
Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open
Free credit score with Chase Credit Journey
Rates, fees & offers
Annual fee
$0
Rewards rate
1%
Bonus offer
$50 Bonus after first purchase made within the first 3 months from account opening
Intro APR
N/A
Ongoing APR
APR: 14.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of each transaction in U.S. dollars
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$0 | Annual Fee$0 |
Regular APR14.99% Variable APR | ||
Intro APRN/A | Intro APR0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months | Intro APR0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
No annual fee
Earns rewards
New cardholder bonus offer
Cons
No bonus categories
For products in its class, the $0-annual-fee Chase Freedom® Student credit card gets good marks, thanks in part to its credit-building features, solid incentives and a potential path to a product change with the same issuer.
New cardholders start off with an easy-to-earn sign-up offer: $50 Bonus after first purchase made within the first 3 months from account opening. The card also offers 1% cash back on purchases and incentives when you practice healthy credit card habits.
You’ll get a $20 reward every year for the first five years that your account is in good standing, and a potential credit limit increase after making five monthly payments on time within 10 months of opening your account. Terms apply. For more information, read our full review.
