Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

on American Express's website

Blue Cash Everyday® Card from American Express

American Express is a NerdWallet Partner

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

on American Express's website

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Card details

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

  • Buy Now, Pay Later: Enjoy $0 plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.

  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.

  • 1% Cash Back on other purchases.

  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.

  • No annual fee.

  • Terms Apply.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.

  • Intro APR

    0% intro APR on Purchases for 15 months

  • Ongoing APR

    APR: 13.99% - 23.99% Variable APR

    Cash Advance APR: 25.24%, Variable

    Penalty APR: 29.99%, Variable

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Purchases for 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Lindsay Konsko

Rating details

4.3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Intro APR period

  • Bonus categories

Cons
  • Requires good/excellent credit

  • Spending caps on bonus rewards

The Blue Cash Everyday® Card from American Express is a good choice for people who do most of their spending at U.S. supermarkets, U.S. gas stations and select U.S. department stores. In fact, we recommend it for families, foodies and fashionistas who want great rewards, all while paying an annual fee of $0. Just keep in mind that there's another version of this card, the Blue Cash Preferred® Card from American Express. It earns a higher rewards rate and has an annual fee of $0 intro for the first year, then $95. If you're spending more than $61 per week at the supermarket, it's probably a better option than the Blue Cash Everyday® Card from American Express because the higher rewards rates make up for the annual fee.

See our full review of the Blue Cash Everyday® Card from American Express for more details.