Standout High-Yield CDs

Certificates of deposit (CDs) let you lock in a fixed interest rate that can be higher than that of regular savings accounts (just note that typically you will have to pay penalty for early withdrawals).

CDs can be a great option if you're looking for guaranteed returns without much risk and a safe place for savings earmarked for future use.

Shopping for CDs at NerdWallet makes it easier, faster, and more transparent to find the right account for your savings goals. With side-by-side comparisons of APY, term lengths, and minimum deposit requirements, you can quickly identify the most competitive offers across a range of banks and credit unions. Each CD from our partners that we have featured here has also been given a star rating based on key factors like fees, APY strength, account accessibility, and whether it’s linked to a checking account, helping you make an informed choice beyond just rate alone. NerdWallet does the research so you don’t have to—saving you time and giving you confidence that you're choosing a CD that truly fits your needs. True to its mission of bringing clarity to all of life’s financial decisions, NerdWallet provides smart, straightforward comparisons.