We evaluated over 20 of the nation’s largest credit unions, based on assets and membership. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. Some of the providers are NerdWallet partners, but this did not influence our selection of the winner.
How we chose the winner:
The winning credit union was the one with the highest overall rating in our research.
In case of a tie, financial institutions were compared by category in the following order until one institution remained:
Banking experience.
Savings account.
Overdraft fees.
How we verified our data:
NerdWallet writers and editors confirmed fees, rates, policies and other key features on each financial institution’s website. If an institution’s website was missing information, we contacted a representative directly for confirmation.
