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Chase Freedom Flex℠ Credit Card
Chase credit cards are known for great rewards — including both sign-up bonuses and generous rates on spending — and a fantastic points program. Chase issues some of the best co-branded airline, hotel and store credit cards on the market. Its own Chase-branded products, described here, include outstanding travel, cash-back and small-business cards.
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on Chase's website
Apply Now
on Chase's website
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$200
Recommended Credit Score
Pros
- No annual fee
- New cardholder bonus offer
- Bonus categories
- Cash rewards
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
Pros
- No annual fee
- New cardholder bonus offer
- Bonus categories
- Cash rewards
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$200
Recommended Credit Score
Pros
- No annual fee
- New cardholder bonus offer
- Bonus categories
- Cash rewards
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
Pros
- No annual fee
- New cardholder bonus offer
- Bonus categories
- Cash rewards
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$200
Recommended Credit Score
Pros
- No annual fee
- New cardholder bonus offer
- Bonus categories
- Cash rewards
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
Pros
- No annual fee
- New cardholder bonus offer
- Bonus categories
- Cash rewards
- Intro APR period
Cons
- Requires good/excellent credit
- Complicated rewards
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
WHY WE LIKE IT?
Chase Freedom Flex℠
Where the Chase Freedom Flex℠ really shines is in its many ways to earn bonus cash back, such as 5% cash back on travel purchased through the Chase travel portal, 5% cash back on all grocery store purchases (excluding groceries purchased at Target or Walmart) for up to the first $12,000 you spend in a calendar year (this perk is not available for new customers). Plus, you can earn 5% cash back on Lyft rides through March 2022, and 3% back for dining out, takeout, qualifying delivery services and drugstore purchases. Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
With a surprising number of ways to earn bonus cash back through everyday spending and quarterly rotating bonus categories, the Chase Freedom Flex℠ is a potential game-changer for Chase Ultimate Rewards® collectors.
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