With Chase Total Checking® you can get access to:
Over 15,000 free ATMs
More than 4,700 branches nationwide
A $300 sign-up bonus for new customers (bonus offer expires 07/16/2025)
This account is great for those who want a standard checking account with an overdraft program and can meet requirements to avoid the monthly fee.
Open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment to earn $300. You’ll receive your checking account bonus within 15 days.
By meeting a minimum balance requirement of $1,500 at the beginning of each day or have at least $500 in monthly direct deposits or keep at least $5,000 across Chase accounts, you won’t pay a cent in service fees.
No overdraft fee if you’re overdrawn by $50 or less at the end of the business day, or if you’re overdrawn by more than $50 and bring your balance to overdrawn by $50 or less at the end of the next business day.
Get your paycheck up to two days early when you set up direct deposit.
Zelle® and Chase QuickDeposit℠ make sending, receiving and depositing money a breeze online or with the Chase Mobile app — and lock your debit card directly from your phone if you misplace your card.