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Get auto insurance in Florida and start saving

Some users who switch have saved an average of $835/year with rates as low as $66/month.
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Nerdy Takeaways
1. Who offers the cheapest coverage in Florida?
Geico, with an average rate of $1,654 per year for full coverage and $310 per year for minimum coverage.
2. How much does full coverage in Florida cost?
It costs an average of $3,090 per year or $258 per month.
3. How to get the cheapest policy possible?
Get minimum coverage. The average cost of minimum coverage in Florida is $797 per year, or $66 per month.
4. How to find the lowest rate possible?
Be sure to get car insurance quotes from three or more companies.

Finding cheap car insurance in Florida isn’t easy. The average cost has historically been among the most expensive in the country, according to NerdWallet’s analysis. The state’s high insurance costs are due to a variety of factors, from hurricanes to crash-related lawsuits. Florida also has more traffic fatalities and uninsured drivers than most states.

But the Nerd are here to help. Share a bit of info about your driving history, vehicle make and model, and your exact location. Then, we'll share personalized recommendations of insurance options that fit your profile.

Compare rates in 2 minutes
Auto insurance rates are rising. See how much you could save. Answer a few questions and start comparing quotes today.
Lingering questions still on your mind?

We've compiled these frequently asked questions to help you out.

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