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Company | NerdWallet Rating | Policies offered | Online purchase | What We Like | Learn More |
---|---|---|---|---|---|
Ethos Get a quote on Ethos | Term, permanent & no- | Yes |
| Get a quote on Ethos | |
Banner Get a quote on Banner | Term & permanent | No |
| Get a quote on Banner | |
Ladder Get a quote on Ladder | Term & no- | Yes |
| Get a quote on Ladder | |
SBLI Get a quote on SBLI | Term, permanent & no- | Yes |
| Get a quote on SBLI | |
Fabric Get a quote on Fabric | Term & no- | Yes |
| Get a quote on Fabric |
Some scenarios where you may consider term life insurance:
See the average cost of term life insurance for men and women by age
These annual life insurance rates are based on a $500,00, 20-year term life insurance policy for super preferred applicants.
Source: Quotacy. Lowest Three Rates For Each Age and Risk Class Averaged. Data Valid as of June 21st, 2023.
Age
Average annual rate for men
30
$220
40
$332
50
$819
60
$1,656
70
$9,296
Age
Average annual rate for women
30
$183
40
$281
50
$643
60
$1,656
70
$8,204