Simple plan that covers accidents and illnesses with no annual limit
Many claims are processed within two days
Deductibles starting at $100
Generous coverage options, including wellness and accident-only plans
In addition to cats and dogs, horse plans are also available
Shorter waiting periods than most insurers
10% discount for veterinarians and multiple pets
Covers what others don’t: prescription food, microchips, and behavioral therapy
Offers preventative treatment and screenings plans
No upper age limit for coverage of older pets
10% multi-pet discount
Like human health insurance, pet insurance covers the cost of medical care. Pet insurance is designed to cover unexpected costs, so it may not pay for routine care or conditions your pet had before you bought the policy.
There are three main types of pet insurance plans: Accident and illness: Accident-only: Wellness or preventive care:
The average cost of an accident and illness policy in the U.S. is $640 per year for dogs and $387 for cats, according to 2022 data from the North American Pet Health Insurance Association. That translates to about $53 a month for dogs and $32 a month for cats.
For an accident-only policy, the average cost is $201 per year for dogs (about $17 per month) and $122 per year for cats (about $10 per month).
