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Compare Top HELOC Lenders of October 2026

A home equity line of credit (HELOC) is a second mortgage that lets you borrow against the value of your home. Borrowers often use HELOCs to finance home improvement projects, educational expenses, debt consolidation, and more.

Applied filters: Excellent (760+), Max loan amount: $100,000, State: California

Figure

Figure

NMLS#1717824

Min. credit score

600

Max. loan amount

$750,000

View Ratesat Figure
New American Funding

New American Funding

NMLS#6606

Min. credit score

600

Max. loan amount

$750,000

View Ratesat New American Funding
FourLeaf Federal Credit Union

FourLeaf Federal Credit Union

NMLS#449104

Min. credit score

670

Max. loan amount

$2,000,000

View Ratesat FourLeaf Federal Credit Union
Rocket Mortgage, LLC

Rocket Mortgage, LLC

NMLS#3030

Min. credit score

680

Max. loan amount

$350,000

View Ratesat Rocket Mortgage, LLC
Rate

Rate

NMLS#2611

Min. credit score

680

Max. loan amount

$400,000

View Ratesat Rate
Achieve

Achieve

NMLS#1810501

Min. credit score

600

Max. loan amount

$700,000

View Ratesat Achieve
AmeriSave

AmeriSave

NMLS#1168

Min. credit score

620

Max. loan amount

$500,000

View Ratesat AmeriSave
NBKC

NBKC

NMLS#409631

Min. credit score

720

Max. loan amount

$250,000

View Ratesat NBKC
Trovy

Trovy

NMLS#2676733

Min. credit score

640

Max. loan amount

$450,000

View Ratesat Trovy
Splash

Splash

NMLS#1630038

NerdWallet rating

Min. credit score

670

Max. loan amount

$500,000

View Ratesat Splash
Quicken Loans

Quicken Loans

NMLS#3030

Min. credit score

580

Max. loan amount

N/A