Compare Business Credit Cards

Compare UK lenders, including:

5 products

Capital on Tap Business Credit Card
- Rewards
  
  Unlimited 1% cashback
- Purchase rate
  
  35.15% p.a. Variable
- Annual fee
  
  £0
- Representative APR (Variable)
  
  35.15%
See Deal
Representative Example: When you spend £1,200 at a purchase rate of 35.15% (variable) p.a., your representative rate is 35.15% APR (variable)
Product features

Get rewarded for all your businesses spend - unlimited 1% cashback, Avios and giftcards with no annual fees

Credit limits up to £250,000 and no interest when balances repaid in full

Unlimited free company cards and no ATM or FX charges
Eligibility & restrictions

Your business turnover is at least £2,000 per month

There are no unsatisfied CCJs against you or your business in the last 12 months

Your business is active on Companies House

Your business is registered as a private limited company (Ltd) or limited liability partnership (LLP)

The below are not currently eligible:
- Charities, trusts, funds or Royal Charters

- Public limited companies (PLC)

- Dormant, dissolved or inactive companies

- Sole traders
Product Features & Eligibility
Barclaycard Select Cashback Credit Card
- Rewards
  
  1% cashback uncapped
- Purchase rate
  
  27.5% p.a. Variable
- Annual fee
  
  £0
- Representative APR (Variable)
  
  27.5%
See Deal
Representative Example: The standard interest rate on purchases is 27.5% p.a. (variable), so if you borrow £1,200 the Representative APR will be 27.5% APR (variable)
Product features

1% cashback uncapped

Free access to accounting software via FreshBooks

Business rewards – Discount offers for small business clients at participating merchants
Eligibility & restrictions

You must be a business owner or director

Directors and employees must be over 18 years old

Your business must be UK-based

Your business turnover or new business plan must exceed £10,000 per year

You and your business cannot be bankrupt or in bankruptcy proceedings

Your existing financial commitments cannot be overdue and must have been managed well over the last 12 months

You must not have been declined for a Barclaycard commercial card in the last six months
Product Features & Eligibility
Barclaycard Premium Plus Credit Card
- Rewards
  
  Comes with travel insurance*
- Purchase rate
  
  20.2% p.a. Variable
- Annual fee
  
  £150
- Representative APR (Variable)
  
  56.8%
See Deal
Representative Example: The standard interest rate on purchases is 20.2% p.a. (variable), so if you borrow £1,200 the Representative APR will be 56.8% APR (variable)

*if you opt out of insurance, you won't be eligible for the insurance benefit and won't be able to make a claim.
Product features

0.5% cashback on all eligible spend, up to £400 per year

Business travel, purchase protection and cardholder misuse insurance*

Save 2% on foreign exchange fees
Eligibility & restrictions

You must be a business owner or director

Directors and employees must be over 18 years old

Your business must be UK-based

Your business turnover or new business plan must exceed £10,000 per year

You and your business cannot be bankrupt or in bankruptcy proceedings

Your existing financial commitments cannot be overdue and must have been managed well over the last 12 months

You must not have been declined for a Barclaycard commercial card in the last six months
Product Features & Eligibility
This Product Is A Charge Card

The American Express® Business Gold Card
- Rewards
  
  Earn 20,000 Membership Rewards points welcome bonus*
- Purchase rate
  
  N/A (this product is a charge card)
- Annual fee
  
  £0
- Representative APR
  
  N/A (this product is a charge card)
See Deal
Representative Example: Not applicable to Charge Cards. Interest rates are not applicable to charge cards. However, you will incur fees and debt collection costs if you fail to pay your balance back in full and on time each month

*if you are approved and spend £3k in the first 3 months
Product features

Earn 1 Membership Rewards point for every eligible £1 spent

Earn 10,000 extra Membership Rewards on purchases when you spend £20k per quarter

Points can be used to reward yourself, your clients or employees, or to reinvest in your business. You can redeem your points on a variety of things, from experiences to department store Gift Cards and eCodes

Savings Access over £500 of the best discounts on business essentials

Complimentary Employee Cards

£100 Annual Dell Technologies Statement Credit
Eligibility & restrictions

The business must have a current UK Bank or Building Society account

You must be aged 18 or over

You must have a permanent UK home address

An annual fee of £195 applies after the first year of Card membership

Note though that you won't be eligible for a Welcome Bonus award if you currently hold a Membership Rewards® enrolled American Express® Card, or have held one in the past 13 months
Product Features & Eligibility
This Product Is A Charge Card

The American Express® Business Platinum Card
- Rewards
  
  Earn 40,000 Membership Rewards points welcome bonus*
- Purchase rate
  
  N/A (this product is a charge card)
- Annual fee
  
  £650
- Representative APR
  
  N/A (this product is a charge card)
See Deal
Representative Example: Not applicable to charge cards. Interest rates are not applicable to Charge Cards. However, you will incur fees and debt collection costs if you fail to pay your balance back in full and on time each month

*if you are approved and spend £6k in the first 3 months
Product features

Earn 1 Membership Rewards point for every eligible £1 spent

Earn 10,000 extra Membership Rewards on purchases when you spend £10k per calendar month

Points can be used to reward yourself, your clients or employees, or to reinvest in your business. You can redeem your points on a variety of things, from experiences to department store Gift Cards and eCodes

£200 Annual Travel Credit when you spend at American Express Travel Online

Complimentary access at more than 1,400 lounges for you, your Business Platinum Employee and a guest each

Travel Insurance and Protection

Complimentary Employee Cards

£300 Annual Indeed Statement Credit to help you save on recruitment costs

£150 Annual Dell Technologies Statement Credit
Eligibility & restrictions

The business must have a current UK Bank or Building Society account

You must be aged 18 or over

You must have a permanent UK home address

You will be required to pay the annual fee of £650

Note though that you won’t be eligible for a Welcome Bonus award if you currently hold a Membership Rewards enrolled American Express Card, or have held one in the past 13 months
Product Features & Eligibility

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Compare Business Credit Cards

Capital on Tap Business Credit Card

Barclaycard Select Cashback Credit Card

Barclaycard Premium Plus Credit Card

The American Express® Business Gold Card

The American Express® Business Platinum Card