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Current Accounts

Compare accounts from major providers, including:

*This figure is based on historical data of comparisons across both personal and business accounts

9 products
  • Offer
    logo

    Barclays Premier Current Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35.0%
    • Minimum Monthly Credit
      None
    Offer
    Get £175 when you switch to Barclays in the app*
    Get £175 when you switch in the app and join Barclays*
    *To be eligible you must open a sole Barclays Premier Current Account and initiate a full switch via the Barclays app by 30/08/24. T&Cs and eligibility apply. New customers, 18+ & UK residents only. To join Premier, you need a £75,000 income or £100,000 in savings or investments with Barclays
    Representative Example: 0% interest (variable) payable on arranged overdrafts up to £500. If you use an arranged overdraft of £1,200, you’ll be charged the equivalent annual rate of 35.0% (variable). Representative APR 19.5% (variable). Subject to application, financial circumstances and borrowing history.
    More info
  • Offer
    logo

    Barclays Bank Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      35.0%
    • Minimum Monthly Credit
      None
    Offer
    Get £175 when you switch in the app and join Barclays Blue Rewards*
    Get £175 when you switch in the app and join Barclays Blue Rewards *To be eligible you must (1) open a sole current account, (2) initiate a full switch, and (3) join Barclays Blue Rewards (Eligibility and a £5 monthly fee apply) all via the app by 30/08/24. T&Cs and eligibility apply. New customers, 18+ & UK only.
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 35.0% EAR (variable). Representative APR 35.0% (variable). Subject to application, financial circumstance and borrowing history.
    More info
  • Offer
    logo

    Monzo Current Account

    FSCS logo Protected
    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.0%
    • Minimum Monthly Credit
      None
    Offer
    4.10% AER (variable) included in Instant Access Savings Pots*
    *No minimum deposit for Instant Access Savings, maximum deposit £100k. Interest paid monthly. You must have a Monzo current account to get an Instant Access Savings Pot. T&Cs apply
    Representative Example: If you use an arranged overdraft of £1,200 for 30 days, with 39.0% EAR/APR (variable), it would cost you £32.94. 39.0% APR representative (variable)
    More info
  • Offer
    logo

    first direct 1st Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      0%
    • Minimum Monthly Credit
      None
    Offer
    Get £175 when you switch to first direct*
    *Complete a full switch using the Current Account Switch Service, including at least 2 Direct Debits or standing orders. Then deposit £1,000, make 5+ debit card payments, and log on to digital banking, within 30 days of your account opening. New customers only, who haven’t previously held a first direct product. Not available to those who have opened an HSBC current account on or after 1 January 2018. Offer can be withdrawn at any time. Subject to status. UK residents only.
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 39.9% EAR (variable). Representative APR 30.5% (variable). 0% EAR variable on the first £250.
    More info
  • logo

    Santander Everyday Current Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.94%
    • Minimum Monthly Credit
      None
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 39.94% EAR (variable). Representative APR 39.94% (variable).
    More info
  • logo

    TSB Spend & Save Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      Free
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 39.9% EAR (variable). Representative APR 39.9% (variable).
    More info
  • logo

    TSB Spend & Save Plus Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      £3
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.9%
    • Minimum Monthly Credit
      None
    Representative Example: If you use an arranged overdraft of £1,200, you’ll be charged the equivalent annual rate of 39.9% EAR (variable). Representative APR 40.1% (variable).
    More info
  • logo

    Santander Edge Current Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      £3
    • Interest Rate
      0%
    • Arranged Overdraft Rate
      39.94%
    • Minimum Monthly Credit
      None
    Representative Example: If you use an arranged overdraft of £1,200, you'll be charged the equivalent annual rate of 39.94% EAR (variable). Representative APR 39.94% (variable).
    More info
  • logo

    Santander Edge Up Current Account

    Switch Guarantee Logo FSCS logo Protected
    • Monthly Fee
      £5
    • Interest Rate
      3.50%
    • Arranged Overdraft Rate
      39.94%
    • Minimum Monthly Credit
      £1,500
    Representative Example: If you use an arranged overdraft of £1,200 you'll be charged the equivalent annual rate of 39.94% EAR (variable). Representative APR 39.94% (variable).
    More info

Please note: Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Last updated on 02 July 2024.

What is a current account?

A current account is a bank account for day-to-day transactions, allowing people to both receive and pay money. It may also be known as a personal bank account or a standard account.

The way it works is simple – just choose your provider and open your account. You’ll receive a debit card you can use to withdraw your cash. Any incoming payments – salary, wage, or benefits – will likely be paid into your current account, and you can also set up regular outgoing payments such as standing orders or direct debits.

Read more information from our Nerds who have provided useful information to help you learn about your options and pick a personal current account.

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