British Airways Credit Card Review: Earn a Travel Together Ticket
On the hunt for free airfare – say, a roundtrip business class ticket? Right now, the British Airways Visa Signature® Card is offering a massive signup bonus redeemable for both domestic and international flights: 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. In fact, the British Airways card is one of the better options for flying on American, especially if you’re doing mostly short or last-minute trips. Whichever airline you choose, you have $500 right off the bat. This is one of the biggest signup bonuses you’ll find today.
|British Airways Visa Signature® Card|
|Annual Fee||Signup Bonus||APR , Variable*||APR Promotions|
|$0 Intro Annual Fee The First Year, Then $95||50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening||15.99% Variable||Purchase: None
Rewards: not just your average airline card
Most airline cards tend to offer 2% back on airline purchases and 1% back on everything else. The British Airways card does it a little better. You earn 2.5 Avios per dollar spent at British Airways, and the base rate is 1.25 Avios per dollar spent on purchases across the board. Not a bad little bump. You actually earn 25% more American Airlines rewards with the BA Visa than with an American Airlines AAdvantage card.
Big spenders will also appreciate the opportunity to earn an annual “Travel Together Ticket.” Every year you charge $30k to your British Airways card, you will receive a voucher good for one companion ticket on a flight booked using rewards miles. The voucher is good for up to two years and is worth at least $200 (or 20,000 bonus points). If you use the companion ticket for a first-class or overseas voyage, your savings could potentially be in the thousands of dollars. For those who charge $30k annually, this is the most valuable recurring perk the British Airways Visa offers.
Foreign transaction fees? What foreign transaction fees?
Like any worthwhile international travel card, the British Airways charges no foreign transaction fees. The standard F/X rate is 3% on every out-of-country purchase (2.7% if you’re lucky). That means with most cards spending just $3,000 abroad incurs $90 in fees–nearly the cost of the British Airways Visa’s annual fee. Fortunately the BA Visa waives the F/X fee altogether, saving you a substantial chunk of money on every international purchase.
Don’t be deterred by the annual fee
At $95, the annual fee may seem a little steep. If you do a decent amount of traveling, this should be of little concern to you. The signup bonus alone is worth about $500, and the ongoing rewards are well worth the cost if you use your card enough. Plus, the savings from free foreign transactions help to balance out the price.
Can I book flights on American Airlines with British Airways miles?
Being a cardholder makes you an “Executive Club” member. As such, you will be able to redeem British Airways miles for flights on any of the OneWorld airlines. This includes American Airlines and its subsidiaries, giving you access to both domestic and international flights.
British Airways Executive Club members can now earn and redeem miles and earn Tier Points on all American Airlines flights. This includes transatlantic flights and British Airways codeshare services operated by American Airlines booked under the BA code.
There is one small caveat. When booking flights between the US and UK, you’re required to fly with British Airways if possible (instead of booking cheaper tickets with another airline). Still, you can redeem Avios miles with partner airlines to any other destination. For a thorough breakdown of how many miles are needed to fly with BA or its partner airlines to various worldwide destinations, check out this table.
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The OneWorld Alliance
- American Airlines
- British Airways
- Cathay Pacific
- Japan Airlines
- Royal Jordanian
- S7 Airlines