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![Tim Manni](https://www.nerdwallet.com/assets/blog/wp-content/uploads/2022/12/Tim_Manni_WP-160x160.jpeg)
Lead Assigning Editor | Homebuying, personal finance, content strategy
Tim Manni is currently an At-Large Lead Assigning Editor at NerdWallet. Tim joined NerdWallet in 2016 and was the Lead Assigning Editor of the Home and Mortgages team from 2017-2022. Prior to NerdWallet, Tim spent eight years as a writer and editor at HSH.com, a financial publisher or mortgage information. Tim and his work have been quoted and featured in numerous publications and broadcasts from coast to coast. Tim lives with this wife and two children in Caldwell, New Jersey.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
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Mortgage loans from our partners
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
on Better
Better
4.5
NerdWallet rating![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
4.5
NerdWallet ratingon Better
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
on Rocket Mortgage
Rocket Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingon Rocket Mortgage
![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
on Better
Better
4.5
NerdWallet rating![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
4.5
NerdWallet ratingon Better
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - REFINANCE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![First Federal Bank - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FirstFedBank_6.21.23.png)
on First Federal Bank
First Federal Bank
4.0
NerdWallet rating![First Federal Bank - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FirstFedBank_6.21.23.png)
4.0
NerdWallet ratingN/A
on First Federal Bank
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.5
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.5
NerdWallet ratingN/A
on Figure
on Spring EQ
Spring EQ
4.0
NerdWallet rating4.0
NerdWallet ratingon Spring EQ
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
5.0
NerdWallet ratingN/A
on Bethpage Federal Credit Union
![Achieve - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Achieve_5.25.23.png)
on Achieve
Achieve
5.0
NerdWallet rating![Achieve - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Achieve_5.25.23.png)
5.0
NerdWallet ratingN/A
on Achieve
on Spring EQ
Spring EQ
4.5
NerdWallet rating4.5
NerdWallet ratingon Spring EQ
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.5
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.5
NerdWallet ratingN/A
on Figure
![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
on Bethpage Federal Credit Union
Bethpage Federal Credit Union
5.0
NerdWallet rating![Bethpage Federal Credit Union - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Bethpage_EqualHousingLender.png)
5.0
NerdWallet ratingN/A
on Bethpage Federal Credit Union
on Rocket Mortgage
Rocket Mortgage
4.0
NerdWallet rating4.0
NerdWallet ratingN/A
on Rocket Mortgage
Mortgage loans from our partners
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
on Better
Better
4.5
NerdWallet rating![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
4.5
NerdWallet ratingon Better
on NBKC
NBKC
4.5
NerdWallet rating4.5
NerdWallet ratingon NBKC
![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.5
NerdWallet rating![New American Funding - PURCHASE logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.5
NerdWallet ratingon New American Funding
![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
on Better
Better
4.5
NerdWallet rating![Better - PURCHASE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/Better_logo_dotcom.png)
4.5
NerdWallet ratingon Better
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on Rocket Mortgage
Rocket Mortgage
5.0
NerdWallet rating5.0
NerdWallet ratingon Rocket Mortgage
on NBKC
NBKC
5.0
NerdWallet rating5.0
NerdWallet ratingon NBKC
![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
on Guaranteed Rate
Guaranteed Rate
5.0
NerdWallet rating![Guaranteed Rate - REFINANCE logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/guaranteedrate_12.13.23.png)
5.0
NerdWallet ratingon Guaranteed Rate
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.5
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.5
NerdWallet ratingN/A
on Figure
on Spring EQ
Spring EQ
4.0
NerdWallet rating4.0
NerdWallet ratingon Spring EQ
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
on Spring EQ
Spring EQ
4.5
NerdWallet rating4.5
NerdWallet ratingon Spring EQ
![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
on New American Funding
New American Funding
4.0
NerdWallet rating![New American Funding - HOME_EQUITY logo](https://www.nerdwallet.com/cdn/img/home/mortgage/lenders/NAF_3.23.23_3.png)
4.0
NerdWallet ratingon New American Funding
![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
on Figure
Figure
4.5
NerdWallet rating![Figure - HOME_EQUITY logo](https://www.nerdwallet.com/cdn-cgi/image/quality=85/cdn/img/home/mortgage/lenders/FigureLogoNoNmls_6.20.23.png)
4.5
NerdWallet ratingN/A
on Figure
![](https://www.nerdwallet.com/assets/blog/wp-content/uploads/2021/06/email-verification-320x318.png)