Craig Joseph is a NerdWallet lead writer and credit cards expert. He has degrees in geology from West Virginia University and oceanography from Oregon State University and has published in academic journals, newspapers and blogs. Craig is passionate about personal finance and wants to enhance the financial literacy of everyone he meets. He'll probably also try to convince you why rocks are cool.
- Education: B.S. in geology from West Virginia University, M.S. in oceanography from Oregon State University
- Previous experience: Writer/Editor at US Credit Card Guide, Freelance personal finance writer
The latest from Craig
5 Things to Know About the Upgrade Life Rewards Card
Earn unlimited 3% cash back in useful categories and get a sign-up bonus if you pair the card with a new checking account.
Capital One Quicksilver Student Card: Simple and Straightforward
From textbooks to take-out during an all-nighter, students who qualify can earn 1.5% cash back on all purchases while building their credit profile.
How to Optimize Chase Freedom Flex, Discover it Cash Back for Q4 2022
Whether you’re shopping for the holidays or stocking up on essentials, you'll find something to like about these quarterly 5% categories.
5 Things to Know About the Torrid Credit Card
It's a refreshingly simple and potentially valuable store card, featuring both initial and ongoing discounts. But it won't be useful anywhere other than the clothing retailer.
5 Things to Know About the Pottery Barn, West Elm, Williams Sonoma Credit Cards
While store discounts are nice, the charges for your new feng shui may be better suited for a general cash-back card.
5 Things to Know About the Amtrak Credit Card
At least one version of the card offers decent rewards for Amtrak regulars, but its biggest selling point may be its lucrative perks — including a companion coupon.
JetBlue Plus Review: Bundle of Benefits, Reasonable Annual Fee
Its ongoing rewards are generous compared with many other airline credit cards, and benefits like free checked bags and a yearly points bonus can easily make up for the card's [nw_marketplace_field product_type="credit_cards" entity_type="offers" entity_id="adc50723-4153-4ed5-a7c4-062df000c281" field="details.annual_fee_details" card_id="10106" /] annual fee.