Dayana is a former NerdWallet authority on investing and retirement. She has written for The Associated Press, The Motley Fool, Woman’s Day, Real Simple, Newsweek, USA Today and more. She has written and contributed to several personal finance books and has been interviewed on the "Today" Show, "Good Morning America," NPR, CNN and other outlets.
The latest from Dayana
SIPC Insurance: Understand Your Coverage and Protections
SIPC insurance for brokerage firms is similar to FDIC protection for bank failures. Here’s what is and isn’t covered.
How to Buy Samsung Stock
Before buying Samsung stock, do your research, see how it fits in with your portfolio and create a budget.
How to Buy Disney Stock (DIS)
Before you buy Disney stock, research the company's business and fundamentals, review your portfolio and set a budget.
How to Save for Retirement
We'll show you which retirement accounts may work for you, then walk through how to figure out how much to save.
Investing 101: A Guide to Investing Basics
It’s not enough to save money for retirement; you need to invest to make that money grow. We’ll show you how in our Investing 101 crash course.
Financial Goals: Where to Begin
Saving for retirement starts with prioritizing your financial goals. Check these three goals off your list first.
How to Buy Tesla Stock (TSLA)
Investors who want to buy Tesla stock should consider a few factors before hitting the buy button.
Could You Get By On the Average Retirement Income?
Learn where that income comes from and how to give yourself a raise in retirement.
Are You Too Old to Open a Roth IRA?
There are no age limits for Roth IRA contributions. For this and other reasons, older investors should consider opening a Roth.
IRA vs. 401(k): How to Choose
IRAs and 401(k)s both have tax benefits for retirement savers. Get your 401(k) match, then max out your IRA.
Roth IRA vs. Traditional IRA
Traditional and Roth IRAs differ mainly in how and when your money is taxed. A Roth can be better for some savers.
IRA Rules: Your 2022-2023 Cheat Sheet
Here are the income limits, eligibility requirements, tax treatment and withdrawal rules for traditional IRAs.
Which Investments Are Best for Your Roth IRA?
Picking investments for a Roth IRA requires looking at several factors. Here’s why certain types of, REITs and mutual funds may help a Roth account.
7 Types of IRAs: Find the One for You
Here are the basics on traditional, Roth, Spousal, SEP, SIMPLE, nondeductible and self-directed IRAs.