Gregory Karp is a former NerdWallet writer and an expert in personal finance and credit cards. A journalist for more than 30 years, he has been a newspaper reporter and editor, authored two personal finance books and created the "Spending Smart" syndicated newspaper column. His awards include national recognition several times from the Society for Advancing Business Editing and Writing.
- Education: B.A. in magazine journalism and management from Syracuse University
- Awards: Society for Advancing Business Editing and Writing: Best column, Best in business projects, New Jersey Press Association: Responsible journalism, Pennsylvania Keystone Press Awards: Business or consumer story
- Organizations: Chicago Headline Club (Treasurer), Chicago Headline Club Foundation (Treasurer), Society of Professional Journalists Region 5 (Treasurer)
- Previous experience: Chicago Tribune, The Morning Call (Allentown, Pa.), The Express-Times (Easton, Pa.)
Gregory has also nerded out in...
The New York Times, The Associated Press, USA Today, Yahoo News, MarketWatch
The latest from Gregory
Wells Fargo Autograph℠ Card Review: Big Rewards, No Annual Fee
Cardholders can still rack up triple points across a wide swath of common spending categories like dining, travel, gas stations and streaming — all while paying no annual fee.
Best Credit Cards for Star Alliance Airlines
Good choices include airline-branded cards and general travel credit cards that allow you to transfer points or miles to Star Alliance carriers.
6 Mistakes to Avoid When You Open a New Credit Card Account
Learning about a new card will help you optimize its benefits and avoid its gotchas.
How to Cancel a Pending Credit Card Transaction
Pending charges usually can be canceled only by the merchant, not the credit card company.
The 15/3 Credit Card Hack Is Nonsense — Here’s What to Do Instead
The supposedly secret trick does not build your credit scores, despite what you may have heard. But there are some concrete steps you can take.
Chase Freedom Unlimited vs. Citi Double Cash: Bonus Categories Give Freedom the Edge
Both cards offer good flat cash-back rates, but bonus categories, especially restaurants, favor the Freedom Unlimited.
How to Apply for a Credit Card: Questions You’ll Be Asked
Applying for a credit card isn't hard, but it helps to know in advance what information you'll need.
Best Credit Cards to Use at Costco
Using the right rewards credit card at the popular wholesale club can help you rack up extra cash back or points, saving you even more money.
Capital One Entertainment: Your Ticket to a Different Redemption
The online events portal allows eligible Capital One cardholders to redeem credit card rewards for tickets and exclusive experiences via Vivid Seats.
What Is My Credit Card Interest Rate?
Your annual percentage rate, or APR, is charged on unpaid balances. It can be found on your card's monthly statement.