Jae Bratton is a writer for the credit cards team at NerdWallet. She has a bachelor’s degree in English from Wake Forest University and a master’s in English from University of North Carolina at Greensboro. Before writing for NerdWallet, Jae spent 13 years teaching English and journalism. Her writing has been published in newspapers, blogs and an academic journal. Jae is based in North Carolina.
- Education: B.A. in English from Wake Forest University, M.A. in English from University of North Carolina at Greensboro
- Awards: Jim Murray Memorial Foundation Scholarship
- Previous experience: English and journalism teacher
The latest from Jae
Amazon Cards to Add Bonus Rewards on Chase Travel, Transit
The Amazon Prime Rewards Visa Signature and its non-Prime sibling, both issued by Chase, are also ditching their 2X rate at drugstores.
OpenSky Plus Secured Review: No Annual Fee or Credit Check
This credit card doesn't even require a bank account. But there is a hefty $300 minimum security deposit, and you don't have ideal upgrade options when you're ready to move on.
How to Downgrade a Chase Credit Card
There are pros and cons to downgrading a Chase credit card to a different version, but the process is simple.
Wells Fargo to Shutter Propel, Move Existing Users to New Cards
Current Propel cardholders will receive the Autograph or Active Cash credit card, depending on how recently they used their Propel card.
Credit One vs. Capital One: What’s the Difference?
They're separate banks with their own financial products, including credit cards. Overall, Capital One’s cards tend to boast better value and fewer fees than those from Credit One.
Crypto Credit Cards, Once a White-Hot Trend, Have Fizzled
After years of hype around such products, crypto winter killed some of the buzz — and some of the cards. Whether they can mount a comeback is unclear.
What Is Continental Finance, and Are Its Cards Right for You?
These credit cards come with high fees and few benefits. Better options exist, even for those with poor credit.
Credit or Debit Card For Kids: Which Is Best?
Choosing to give a child a credit or debit card depends on age, maturity and the goals for the child.
What Is Genesis Financial, and Are Its Credit Cards Right for You?
The company services multiple cards for those with limited credit, but they're marked by high fees and APRs, with few benefits.