Jae Bratton is a writer for the credit cards team at NerdWallet. She has a bachelor’s degree in English from Wake Forest University and a master’s in English from University of North Carolina at Greensboro. Before writing for NerdWallet, Jae spent 13 years teaching English and journalism. Her writing has been published in newspapers, blogs and an academic journal. Jae is based in North Carolina.
- Education: B.A. in English from Wake Forest University, M.A. in English from University of North Carolina at Greensboro
- Awards: Jim Murray Memorial Foundation Scholarship
- Previous experience: English and journalism teacher
The latest from Jae
5 Things to Know About the Destiny Credit Card
This card could hit you with a barrage of fees, making it a last resort if you need access to credit.
5 Things to Know About the Milestone Credit Card
A potentially expensive annual fee is just the beginning of this card's possible costs. Other cards are just as accessible — and much more rewarding.
Beyoncé Is Going on Tour, and a Citi Card Can Help You Get a Ticket
Citi cardholders get early access to tickets, but if you don't have a Citi card, it's not too late to get one in time for the presale.
Mission Lane Cash Back Card Review: Solid Rewards for Limited Credit
It's a straightforward card with a flat rewards rate, no annual fee and no deposit required — ideal for someone whose goal is to build credit.
Looking for Ways to Pay for College? The Right Credit Card Can Supplement Your Savings
Some credit cards are expressly designed to encourage saving for college or paying off student loans. They can help on both fronts, but it’s probably unwise to rely only on credit card rewards to foot the bill.
Mission Lane Card Review: A No-Deposit Option for Poor Credit
This card will help you build credit, and that’s a good thing. Just don’t expect it to do much else, even though you may have to pay an annual fee to use it.
5 Things to Know About the Varo Credit Card
It encourages responsible credit use and keeps penalties pretty light if you happen to slip up — which with this card is hard to do.
How to Make the Most of the U.S. Bank Shopper Cash Rewards Card
This card will pay the biggest dividends for users who can plan ahead and monitor their spending all year round.