Jae Bratton is a writer for the credit cards team at NerdWallet. She has a bachelor’s degree in English from Wake Forest University and a master’s in English from University of North Carolina at Greensboro. Before writing for NerdWallet, Jae spent 13 years teaching English and journalism. Her writing has been published in newspapers, blogs and an academic journal. Jae is based in North Carolina.
- Education: B.A. in English from Wake Forest University, M.A. in English from University of North Carolina at Greensboro
- Awards: Jim Murray Memorial Foundation Scholarship
- Previous experience: English and journalism teacher
The latest from Jae
U.S. Bank Shopper Cash Rewards vs. Store Cards: When 5% Beats 6%
Brand loyalists may be better off with a store card than with the U.S. Bank Shopper Cash Rewards card, whose high cash-back rate is tempered by its annual fee and spending caps.
5 Things to Know About the Lane Bryant Credit Card
Most cash-back cards will beat the Lane Bryant Credit Card in terms of rewards potential and overall usefulness.
Chase Freedom Points More Valuable for Select Shopping (Limited-Time)
Holiday shopping with a Freedom card this month can give extra value as inflation squeezes shopping budgets.
U.S. Bank Shopper Cash Rewards Review: Up to 6% Back at Top Retailers
It earns eye-popping rates at some of the biggest brands in America, including Amazon, Target and Walmart, plus 3% back in other popular categories. But there's a rewards cap and an annual fee — and it's not the easiest card to manage.
Victim of Credit Card Fraud? 6 Actions to Take Now
Fighting back against credit card fraud will take time and discipline, but the effort is worth it, no matter the amount stolen from you.
Capital One SavorOne Student Credit Card: Great for College and Beyond
It earns 3% cash back in several popular spending categories, making it among the top cards for college students. And those rates stick around when you graduate, so it's worth holding on to.
8 Times You’re Using the Wrong Credit Card
How you can save money and maximize benefits with the right credit cards.
Best Credit Cards for Everyday Spending
Why not earn some rewards on the things you buy every day? Use one or more of these credit cards for your daily purchases.