Kate Wood

Lead Writer  |  Homebuying, mortgages, homeowership

Kate Wood joined NerdWallet in 2019 as a writer on the homes and mortgages team. With an educational background in sociology, Kate feels strongly about issues like housing inequality and relishes any opportunity to demystify the homebuying process. Prior to joining NerdWallet, she wrote about home remodeling, decor and maintenance for This Old House magazine. Despite having learned just how difficult old houses can be, Kate purchased and is slowly renovating an 18th-century home in eastern Connecticut.

  • Education: B.A. in sociology from Vassar College, M.A. in sociology from UC San Diego
  • Previous experience: This Old House magazine

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Mortgage Rates Explained

Mortgage interest rates are constantly changing, and if you're trying to watch and wait for the 'right' time to jump on a deal, you're likely going to be frustrated. Homebuying is a lengthy process at the best of times, and it's also very personal. A generic interest rate you might see advertised isn't customized to your situation, probably won't be the same by the time you're actually applying for a mortgage, plus it's subject to change based on things that have nothing to do with you. In this video, NerdWallet's Kate Wood breaks down everything you need to know about mortgage rates and shares tips to get the best rate possible.

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The New York Times, The Associated Press, USA Today, MSN

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