Kenley Young directs daily credit cards coverage for NerdWallet. Previously, he was a homepage editor and digital content producer for Fox Sports, and before that a front page editor for Yahoo. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain.
- Education: B.A. in journalism and mass communications from the University of South Carolina
- Awards: South Carolina Press Association: Headline writing
- Previous experience: Fox Sports, Yahoo, SmartBrief, The McClatchy Co.
The latest from Kenley
Just Got a Deal on a Car? Save on Fuel With These Credit Cards
Use the right credit cards for gas to drive home even more savings long after the new-car thrill subsides. Here are some of our favorites.
How to Pay Your Credit Card Bill On Time, Every Time
Late payments lead to late fees and damage to your credit, but you can make it easy to remember to pay your bill.
What Happens to Credit Card Debt When You Die?
Credit card debt doesn't just go away when you're gone, but the liability doesn't always fall to your loved ones by default either. It depends on the kind of account, where you live and more.
Foreign Transaction Fees Can Happen Even When You’re Not Traveling
You can end up paying foreign transaction fees even when you're shopping from home.
Authorized Users Aren’t Responsible for Debt, but Late Payments Pose Issues
If the primary cardholder makes late payments, it can drag down your own credit scores. The good news is that you can fix this.
5 Things to Know About the UNITY Visa Secured Credit Card
It can help you build your credit and even offers a self-guided program for doing so, but making payments on the card poses hurdles.
Why Does My Credit Card Issuer Keep Increasing My Credit Line?
Customer retention might play a role, but it may also simply be a result of using your card responsibly.
What’s the Difference Between Prepaid Debit Cards and Secured Credit Cards?
Secured cards are primarily for building credit rather than for spending. Prepaid debit is a tool for budgeting and convenience, but it doesn't affect your credit.
Does Using a Credit Card Make You Spend More Money?
Studies suggest you're likely to spend more with a credit card than with cash. But responsible credit card use provides benefits that cash can't match.
How to Transfer a Credit Card Balance in 3 Simple Steps
The process is fairly simple, but it's neither automatic nor instant. Here's what to do once you have a balance transfer card ready to go.
How Do Credit Card Issuers Determine Credit Limits?
Credit card issuers consider multiple factors including your income, payment history and housing expenses.
Who Pays When Merchants Are Victims of Credit Card Fraud?
It's rarely the consumer. Instead, liability usually comes down to the merchant or the bank that issued the card.
How to Spot and Dispute Fraudulent Credit Card Charges
Review your statements regularly and use automated alerts to stay on top of transactions. If you spot an issue, call your issuer and leave a paper trail.
Why Is It Easier to Get a Store Credit Card Than a Regular One?
Store credit cards are able to accept applicants with less-than-stellar credit because they come with some built-in limitations, like high interest rates, low credit limits and general inflexibility.