Paul Soucy has led the Credit Cards content team at NerdWallet since 2015. He was an editor with USA Today, The Des Moines Register and the Meredith/Better Homes and Gardens family of magazines for more than 20 years. He also built a successful freelance writing and editing practice with a focus on business and personal finance. He was editor of the USA Today Weekly International Edition for six years and received the highest award from ACES: The Society for Editing. He has a bachelor's degree in journalism and a Master of Business Administration. He lives in Des Moines, Iowa, with his fiancée, his two sons and a dog named Sam.
- Education: B.A. in journalism from Drake University, MBA from University of Iowa
- Awards: ACES, The Society for Editing: Robinson Prize
- Previous experience: Editor at USA Today, Editor at The Des Moines Register, Editor at Meredith/Better Homes and Gardens, Freelance writer, editor and project manager.
The latest from Paul
Visa Signature: What Is It, and What Are the Benefits?
Benefits include extended warranty coverage, travel and emergency assistance, concierge service and more.
Top Airline Credit Cards With Companion Tickets
A companion pass or ticket can help cover airfare for a family member, spouse or buddy. These cards can grant you such a pass.
How Do 0% APR Credit Cards Work? 7 Things to Know Before You Apply
The 0% rate doesn't last forever, doesn't always apply to your entire balance and doesn't come without risks.
Should I Get a Travel Credit Card That Earns Points, or One That Earns Miles?
The right choice for you depends on how often you travel and how loyal you are to a specific airline.
Difference Between Credit Cards and Charge Cards
The key: Credit cards let you carry a balance from month to month, while charge cards require you to pay in full each month.
How Do 0% APR Credit Card Offers Work?
These promotions give you several months — often a year or more — to pay down your balance without interest.
Can I Buy a Car With a Credit Card?
Many dealers won't take credit cards. Even with those that do, expect limits on how much you can charge, as well as extra fees to cover the dealer's costs.
Why Don’t I Always Have to Sign for Credit Card Purchases?
Signatures were always a weak method to verify cardholders' identity and prevent fraud. We've found better ways.
What’s the Difference Between Prepaid Debit Cards and Secured Credit Cards?
Secured cards are primarily for building credit rather than for spending. Prepaid debit is a tool for budgeting and convenience, but it doesn't affect your credit.
I Use My Credit Card Only for Big Purchases. Is That a Good Idea?
It's not 'wrong,' necessarily, but it means you're paying credit card interest without earning credit card rewards.
Should I Sign the Back of My Credit Card? Is It Safe to Sign?
The same advances in technology that make signatures irrelevant for purchases also make it safer to sign your card.
Can I Change a Secured Credit Card to an Unsecured Card?
Key factors: Whether your credit has improved enough, and whether your issuer has an unsecured option to move up to.
Why Nearly Every Purchase Should Be on a Credit Card
Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest.