Paul Soucy has led the Credit Cards content team at NerdWallet since 2015. He was an editor with USA Today, The Des Moines Register and the Meredith/Better Homes and Gardens family of magazines for more than 20 years. He also built a successful freelance writing and editing practice with a focus on business and personal finance. He was editor of the USA Today Weekly International Edition for six years and received the highest award from ACES: The Society for Editing. He has a bachelor's degree in journalism and a Master of Business Administration. He lives in Des Moines, Iowa, with his fiancée, his two sons and a dog named Sam.
- Education: B.A. in journalism from Drake University, MBA from University of Iowa
- Awards: ACES, The Society for Editing: Robinson Prize
- Previous experience: Editor at USA Today, Editor at The Des Moines Register, Editor at Meredith/Better Homes and Gardens, Freelance writer, editor and project manager.
The latest from Paul
Can I Use a Credit Card for That? Should I?
Considerations when using a credit card depend on whether you could just as easily pay cash or you need to use credit because you otherwise couldn't afford the expense.
‘Click to Pay’ Simplifies Online Checkout With Credit Cards
A single payment system for multiple card networks makes it easier to check out; you just have to sign up once.
Your Credit History Opens Doors — Here’s How to Build It
About 13% of Americans in a survey said that they don’t have a credit history, and some don't know how to get started.
Americans’ Relationship With Credit Cards: It’s Complicated, Survey Reveals
Credit card sentiment is divided — while 51% of Americans describe credit cards as helpful, 26% view them as dangerous.
Credit Card Debt Drops Sharply in 2nd Quarter of 2020
In uncertain times, people are spending less and using stimulus money to pay down their existing balances.
HSBC Credit Cards for Bad Credit: They’re Gone Now, but Other Options Remain
Cards from the issuer's Orchard Bank subsidiary were popular for reasonable fees and interest rates.
Can a Credit Card Company Lower My Credit Limit?
Issuers can lower your limit at any time, but it's more likely when you overuse your card, or don't use it at all.
6 Credit Card Scams and How to Avoid Them
Crooks don't have to steal your card — just your card information. Keep your money and your identity safe.
Plastiq Bill-Payment Service Increases Processing Fees
The service still lets you use credit cards to pay bills that don't normally take cards, but the fee hike makes it harder to offset the cost with rewards.
AmEx Cards Add Incentive to ‘Shop Small’ in Summer 2020
Cardholders can earn up to $50 in credit for purchases at small businesses, which have been hit hard by COVID-19.
2020 Consumer Credit Card Report
The coronavirus pandemic is affecting the finances of millions of cardholders, and many are turning to their credit card issuers for assistance. But almost all of them are finding that help comes with downsides.
If You Need Credit Card Relief, Know the Options and Risks
Hardship programs can help people who don't have good options for paying their bills, but they carry some risks.