Ramsey is a freelance travel journalist covering business travel, loyalty programs and luxury travel. His work has appeared in Travel+Leisure, Condé Nast Traveler, Reader's Digest, AFAR, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Business Traveler, Fortune, Airways, TravelAge West, MSN.com, Bustle.com and AAA magazines. As someone who flies more than 450,000 miles per year and has been to 166 countries, he is well-versed in the intricacies of credit cards and how to maximize the associated perks and services.
The latest from Ramsey
Best Universal Orlando Hotels
These hotels cater to Universal parkgoers by offering perks like free transportation and early park entry.
The Best East Coast National Parks
From Maine to Florida, the U.S. National Park System offers more than a few gems on the East Coast.
The Guide to Medjet
Medjet insurance plans cover transfer to your preferred hospital while traveling, regardless of the reason.
The Guide to Different Types of U.S. Passports
Most travelers should apply for a standard U.S. passport, but other options exist for specialized travel needs.
Are Cruises All-Inclusive?
Luxury ships offer the most inclusive packages, but you're going to pay for extras regardless of cruise line.
6 Cruises Where You Don’t Need a Passport
Closed-loop cruises to Bermuda, Mexico and elsewhere offer international travel without the need for a passport.
The St. Regis Maldives Vommuli Resort Review
This Marriott Bonvoy resort puts a contemporary twist on classic, overwater Maldives lodging.
How Much Does a Cruise to the Bahamas Cost?
The total cost of a cruise after fees and other expenses will be significantly higher than the face-value price.
Qatar Airways vs. Turkish Airlines: Which Is Best?
Qatar beats out Turkish by a slight margin, but either would be an excellent choice, depending on your destination.
6 Airlines That Fly to Hawaii
Hawaiian Airlines is the obvious choice, but plenty of U.S. carriers offer direct routes to the islands.
How Delta Sky Priority Works
Most Delta elites — as well as those flying first class and Delta One fares — can access Sky Priority perks.
Mobile Passport vs. Global Entry
Mobile Passport is free, but Global Entry is likely to be worth the time and money for most international travelers.
Delta Boarding Order Explained
Premium fares board before most Medallion members but Delta elites and Delta cardholders do get a boarding bump.
What To Do if Your Trusted Traveler Application Is Denied (TSA PreCheck, Global Entry, SENTRI)
These Trusted Traveler Programs offer ways to appeal if your application is denied or if your status is revoked.